5854 NE 43RD LANE ROAD, SILVER SPRINGS, FL, 34488
Active46 days on marketListed Sep 22, 2026MLS #OM731603
About this home
5854 NE 43RD LANE ROAD
Welcome to your private Florida oasis in the gated community of Silver Hammock Preserve. Built in 2020, this block-and-stucco home is peacefully situated on 5.13 wooded acres, with approximately two acres cleared around the residence. Surrounded by natural vegetation and offering exceptional privacy, this serene retreat features a newly built, heated in-ground pool, an outdoor shower, and tranquil forest views with no nearby neighbors in sight. Inside, the open, triple-split-bedroom floor plan is designed for comfortable everyday living and effortless entertaining. The kitchen features shaker-style cabinetry, double upper cabinets with crown molding, high-end granite countertops, bronze fixtures, stainless-steel appliances, and an oversized island with breakfast-bar seating. Eight-foot multi-slide glass doors span the rear of the dining room, living room, and primary suite, creating a seamless connection to the patio, heated pool, and surrounding natural landscape. The private primary suite offers two closets, dual vanities, an oversized shower with dual showerheads, and a bidet in the separate water closet. The fifth bedroom provides flexibility as a home office, library, reading room, or additional guest space. The insulated, finished, and climate-controlled garage adds even more usable space. Additional features include a wired propane generator, a security system with cameras, and a rear patio with a full outdoor kitchen featuring a grill, sink, and refrigerator. Located just minutes from Silver Springs State Park, enjoy kayaking, world-famous glass-bottom boat rides, scenic trails, dog walking, and the natural beauty of one of Florida’s most treasured destinations. Everyday conveniences, including Publix and a variety of restaurants, are approximately 10 minutes away. Gainesville, UF Health Shands, and the University of Florida are also conveniently accessible for work, medical care, or travel, while the World Equestrian Center is approximately 30 minutes from the property. This one-of-a-kind property offers privacy, peace, and the pure enjoyment of nature—without sacrificing modern comfort.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,512
Sqft
5.13 ac
Lot size
2
Garage
2020
Year built
One
Levels
$299
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,114 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,114/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+77.1%
$/sqft vs Silver Springs actives
$299 vs $145
Days on market
46 vs 51 typical
Where $299/sqft sits among the 61 Silver Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,447
Median age
48.9
Median income
$43,438
Median home value
$90,300
Avg household
2.24
Households w/ children
1,187
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$120K → $132K
Silver Springs median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
28 of 61
Silver Springs actives have cut their price
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 985% above the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 5854 NE 43RD LANE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$700,000
5889 NE 43RD LANE ROAD · same community
4 bd · 2 ba · 2,766 sqft · $253/sqft · 206 DOM
Sold · Dec ’25$510,000
5450 NE 61ST AVENUE ROAD
4 bd · 3 ba · 2,916 sqft · $175/sqft · 56 DOM
Sold · Jul ’26$334,900
2977 NE 46TH AVENUE
5 bd · 3 ba · 2,661 sqft · $126/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 5854 NE 43RD LANE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5854 NE 43RD LANE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5854 NE 43RD LANE ROAD FAQs
What would the monthly payment be for 5854 NE 43RD LANE ROAD?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $8,114/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5854 NE 43RD LANE ROAD?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5854 NE 43RD LANE ROAD?+
The most recent tax bill on record (2025) was $10,628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5854 NE 43RD LANE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Silver Springs?+
At $1,050,000, this home is listed about 439% above the Silver Springs median of $194,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5854 NE 43RD LANE ROAD?+
Ocala Springs Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GOLDEN OCALA REAL ESTATE INC · Tasha Osbourne. MLS #OM731603.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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