1294 E CLEVELAND STREET, HERNANDO, FL, 34442
Active70 days on marketListed Sep 3, 2026MLS #OM731670
About this home
1294 E CLEVELAND STREET
Virtually Staged. See Realtor Remarks: Welcome to Presidential Estates within the sought-after Citrus Hills area! This charming 3-bedroom, 2-bath home sits on .96 acres with NO HOA, offering plenty of space and flexibility. Enjoy the Florida lifestyle from the oversized Florida room overlooking the in-ground pool for relaxing, entertaining, or enjoying year-round outdoor living. A unique cabin-style shed provides additional space for a workshop, hobbies, or storage. Major updates include a 2023 roof and 2020 A/C, providing added peace of mind. Conveniently located near shopping, dining, medical facilities, golf, and recreation, this property offers privacy, space, and a desirable setting — all without the restrictions of an HOA! *Some photos have been virtually altered.*
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,448
Sqft
0.96 ac
Lot size
2
Garage
2003
Year built
One
Levels
$245
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,121 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,121/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Hernando actives
$245 vs $195
Days on market
70 vs 78 typical
Where $245/sqft sits among the 139 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Hernando market
$385K → $345K
Hernando median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
53 of 139
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the Hernando median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 1294 E CLEVELAND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$299,000
1060 E ROCKEFELLER LANE · same community
3 bd · 2 ba · 1,513 sqft · $198/sqft · 78 DOM
Sold · May ’26$285,000
9879 N ATHENIA DRIVE · same community
3 bd · 2 ba · 1,531 sqft · $186/sqft · 0 DOM
Sold · Jul ’26$340,000
1139 E MCKINLEY STREET · same community
3 bd · 2 ba · 1,544 sqft · $220/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1294 E CLEVELAND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1294 E CLEVELAND STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1294 E CLEVELAND STREET FAQs
What would the monthly payment be for 1294 E CLEVELAND STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,121/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1294 E CLEVELAND STREET?+
The most recent tax bill on record (2025) was $4,406. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando?+
At $355,000, this home is listed about 1% below the Hernando median of $359,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM731670.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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