CENTURY 21 Edge
$310,0002 bd2 ba1,813 sqft$171 /sqft≈$3,348 /mo all-in ↓

5232 NW 43RD LANE ROAD, OCALA, FL, 34482

Active50 days on marketListed Sep 4, 2026MLS #OM731690

Single Family ResidenceOCALA PRESERVE

About this home

5232 NW 43RD LANE ROAD

This is a Certified Pre-Owned Home, giving you added confidence from the start! A licensed home inspector has already completed the inspection, and the full report is available to you at no cost before you make an offer. Enjoy added peace of mind with a 12-month Home Warranty and an 18-month Satisfaction Guarantee — love your home, or we’ll buy it back or sell it for you at no cost, subject to program terms. Plus, receive a 1% lender credit at closing when financing through our preferred lender. More confidence, less uncertainty, and added value in your next home! Welcome to resort-style living in gated Ocala Preserve, just minutes from the World Equestrian Center and set among live oaks, parks, and a seven-acre lake. Spend the morning on the walking, hiking, and bike trails, play tennis or pickleball, swim at the resort and lap pools, work out at the athletic center, or tee off at the Tom Lehman–designed Golf Club. Unwind at the clubhouse and day spa, take the dogs to the park, or paddle out at sunrise from Shoreline Outfitter. Evenings are easy: a glass of wine on the waterfront veranda, or a delicious dinner at the on-site Salted Brick Restaurant. This 2023 recently built concrete-block, open-concept home is built for everyday comfort and easy gathering. The heart of this home is the central kitchen, featuring granite counters, a large island for entertaining, a walk-in pantry with custom shelves, and stainless electric range, microwave, and dishwasher. It overlooks the great room and dining area, which open to a covered screened lanai for al fresco meals. Tile floors run through the main living spaces; fresh carpet is reserved for the front guest bedroom, and the flex room or den with French doors works as a quiet office or extra living space. The layout is thoughtfully split. The front guest bedroom shares a full hall bath. The primary suite sits at the rear for privacy, with an ensuite featuring a double vanity, water closet, and two large walk-in closets with custom shelving. Interior laundry is just off the primary. Practical extras include added ceiling fans, gutters, a mudroom area upon entry from the garage with a storage closet and a nook for an extra fridge, a screened doggie door, and a fenced backyard ready for your furry friends. Enjoy the convenience of low-maintenance living! The HOA fee includes internet, lawn care, sprinkler system repair and maintenance, and water for the sprinkler system—helping take care of the everyday details so you can spend more time enjoying your home and community. Take a look at this low-maintenance home with the full Ocala Preserve lifestyle just outside the door. This property has no age restrictions.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,813

Sqft

0.15 ac

Lot size

2

Garage

2023

Year built

One

Levels

$171

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · In Wall Pest System · Kitchen/Family Room Combo · L Dining · Open Floorplan · Solid Surface Counters · Split Bedroom
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorthwest
ExteriorDog Run · French Doors · Lighting · Other · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$498/mo
Taxes (2025)$5,101/yr
PetsYes
CommunityClubhouse · Fitness Center · Gated Community - Guard · Golf Carts OK · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,348 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,128
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$425
HOA fee — from the listing$498
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,850Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,850
Interest rate7.50%
Loan term

Estimated payment

$3,348/mo

Principal & interest$2,128
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$425
HOA / condo fee$498
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $310K
$282KedgeAI estimate $326,910 · range $294K–$360K$374K

vs edgeAI estimate

−5.2%

$/sqft vs OCALA PRESERVE

$171 vs $186

Days on market

50 vs 62 typical

Where $171/sqft sits among the 24 homes for sale in OCALA PRESERVE

6
6 · this home
1
3
5
3
$151–164$164–177$177–190$190–203$203–217$217+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Get to know Ocala. See the full Ocala guide →

OCALA 34482 — neighborhood snapshot

Population

21,824

Median age

52.1

Median income

$71,449

Median home value

$247,600

Avg household

2.28

Households w/ children

1,486

For the school run

Marion County School District

MiddleHoward Middle School★★★★★
ElementaryFessenden Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller — 4.7 months of inventoryBuyer’s market

$285K → $284K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

12 of 24

OCALA PRESERVE have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the OCALA 34482 median. See the full Ocala market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $310,000 · 50 days on market since
2023Built · OCALA PRESERVE

Reality check

What actually sold near 5232 NW 43RD LANE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4050 NW 48TH TERRACE ROADSold · Jan ’26

$297,990

4050 NW 48TH TERRACE ROAD · same community

2 bd · 2 ba · 1,816 sqft · $164/sqft · 193 DOM

4122 NW 48TH TERRACE ROADSold · Feb ’26

$285,000

4122 NW 48TH TERRACE ROAD · same community

2 bd · 2 ba · 1,816 sqft · $157/sqft · 381 DOM

4009 NW 48TH TERRACE ROADSold · Nov ’25

$299,990

4009 NW 48TH TERRACE ROAD · same community

3 bd · 2 ba · 1,844 sqft · $163/sqft · 81 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Seth Cabrera - Rothschild

Your agent

Seth Cabrera - Rothschild

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 5232 NW 43RD LANE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5232 NW 43RD LANE ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5232 NW 43RD LANE ROAD FAQs

What would the monthly payment be for 5232 NW 43RD LANE ROAD?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,348/mo — principal and interest, the actual property-tax bill, the $498/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5232 NW 43RD LANE ROAD?+

The association fee works out to $498 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5232 NW 43RD LANE ROAD?+

The most recent tax bill on record (2025) was $5,101. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5232 NW 43RD LANE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $310,000, this home is listed about 4% above the Ocala median of $299,500. The market section on this page shows how the area is trending.

Which schools are assigned to 5232 NW 43RD LANE ROAD?+

Howard Middle School (middle), Fessenden Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL REALTY SOLD GUARANTEE · Scott Coldwell. MLS #OM731690.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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