
1991 SE 170TH AVENUE ROAD, SILVER SPRINGS, FL, 34488
Active16 days on marketListed Sep 4, 2026MLS #OM731696
About this home
1991 SE 170TH AVENUE ROAD
Enjoy the quiet, laid-back lifestyle of Silver Lakes Acres, a peaceful community surrounded by natural beauty! Your future home is spacious with over 1,400 square feet of living space and a desirable split floor plan featuring two master suites—perfect for guests, multi-generational living, or simply having plenty of personal space. Major updates have already been taken care of, including a NEW HVAC system and NEW water heater. The main primary suite features a spacious bathroom with dual vanities, a relaxing soaker tub, and a separate shower. Outside, you'll find one of this home's best features: a huge screened-in back porch overlooking the lake and a peaceful, park-like backyard. Spend your mornings watching the water and evenings enjoying the quiet surroundings. With your own private dock and boathouse, waterfront living is ready to be enjoyed right from your backyard. The property also includes a double carport and attached oversized utility/storage room, providing plenty of room for tools, outdoor equipment, and lake toys. Although there is new vinyl flooring in the kitchen, entry area, and master bathroom, the home does need some cosmetic updating to bring back its shine, making this a great opportunity for someone looking to add their own style and create something truly special without having to start with the big-ticket items. With an incredibly low HOA of just $100 per year, residents enjoy access to the community clubhouse as well as a private resident beachfront area complete with picnic tables, bench seating, and a fire pit. Located just 5 minutes from grocery stores, dining, and gas, approximately 30 minutes from Ocala, and about an hour from Daytona Beach, Silver Lakes Acres offers the perfect balance of peaceful living and everyday convenience. Fishing, hiking, kayaking, boating, and countless other nature-inspired adventures are all nearby. Bring your vision and make this waterfront retreat shine again!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,440
Sqft
0.32 ac
Lot size
1978
Year built
One
Levels
$131
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,504 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,504/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Silver Springs actives
$131 vs $159
Days on market
16 vs 83 typical
Where $131/sqft sits among the 56 Silver Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
The numbers that matter
The Silver Springs market
$148K → $197K
Silver Springs median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
29 of 56
Silver Springs actives have cut their price
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the Silver Springs median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 1991 SE 170TH AVENUE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$165,000
2249 SE 170TH AVENUE ROAD · same community
3 bd · 2 ba · 1,436 sqft · $115/sqft · 5 DOM
Sold · Sep ’25$175,000
1331 SE 169TH TERRACE ROAD · same community
2 bd · 2 ba · 1,202 sqft · $146/sqft · 299 DOM
Sold · Feb ’26$171,500
1830 SE 169TH COURT · same community
2 bd · 1 ba · 1,040 sqft · $165/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1991 SE 170TH AVENUE ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1991 SE 170TH AVENUE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1991 SE 170TH AVENUE ROAD FAQs
What would the monthly payment be for 1991 SE 170TH AVENUE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,504/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1991 SE 170TH AVENUE ROAD?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1991 SE 170TH AVENUE ROAD?+
The most recent tax bill on record (2025) was $1,676. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1991 SE 170TH AVENUE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Silver Springs?+
At $189,000, this home is listed about 12% below the Silver Springs median of $215,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY 40 · Robin Rankin. MLS #OM731696.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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