
1610 E WESTGATE LANE, HERNANDO, FL, 34442
Active12 days on marketListed Sep 8, 2026MLS #OM731909
About this home
1610 E WESTGATE LANE
See Realtor Remarks: So many quality upgrades to this house, it is a must see to appreciate home, situated on a landscaped and treed 1 acre lot.This home is nestled into an area of - The Nature Coast, of peace and tranquility away from the hustle and bustle of growing Citrus County. Located in Fairview Estate of The Villages of Citrus Hills, but does not require a social membership. This home boasts 2886 living sq’ with 3 bedrooms, 2 bathrooms inside and a pool bath on the oversized lanai as well as a storage closet on the lanai, with a refrigerator, for pool toys. Upon entering the home to the right is a lion sized dining room or for those that don’t like a formal dining room it could be converted to a family room, to the left is a living room, further into the home is a fully renovated custome kitchen, the island offers a 36” cooktop, lighted cabinets with pull outs and custom inserts. Past the breakfast knock are two guest bedrooms, one with a custom Murphy bed and desks, the 2nd guest bedroom offers a large walk-in closet, again for added storage. The guest bathroom has been tastefully renovated. The expansive primary bedroom offers high ceilings, as does most of the house, a large cedar lined closet and large bathroom (the only room that hasn’t been renovated, this home was priced to allow for the needed renovation). As a bonus there is a large walk in pantry/storage closet near the laundry room. Some of the renovations include: Pool renovated 3 years ago, Roof replaced in 2015, windows replaced (not sure of date), new flooring in living area of the house (except carpeted areas that need to be replaced), laundry room renovated 2025.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,886
Sqft
1.01 ac
Lot size
2
Garage
1990
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,629 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,629/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.1%
$/sqft vs Hernando actives
$178 vs $201
Days on market
12 vs 53 typical
Where $178/sqft sits among the 102 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$326K → $340K
Hernando median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
46 of 102
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 106% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 1610 E WESTGATE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$419,000
1640 E WESTGATE LANE · same community
3 bd · 2 ba · 2,637 sqft · $159/sqft · 24 DOM
Sold · Nov ’25$580,000
4288 N MONADNOCK ROAD · same community
4 bd · 3 ba · 2,591 sqft · $224/sqft · 40 DOM
Sold · Mar ’26$577,000
4241 N MONADNOCK ROAD · same community
3 bd · 2.5 ba · 3,188 sqft · $181/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1610 E WESTGATE LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1610 E WESTGATE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1610 E WESTGATE LANE FAQs
What would the monthly payment be for 1610 E WESTGATE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,629/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1610 E WESTGATE LANE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1610 E WESTGATE LANE?+
The most recent tax bill on record (2025) was $2,436. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1610 E WESTGATE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $515,000, this home is listed about 36% above the Hernando median of $379,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1610 E WESTGATE LANE?+
Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM731909.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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