CENTURY 21 Edge
$515,0003 bd2.5 ba2,886 sqft$178 /sqft$3,629 /mo all-in ↓

1610 E WESTGATE LANE, HERNANDO, FL, 34442

Active12 days on marketListed Sep 8, 2026MLS #OM731909

Private poolSingle Family ResidenceFAIRVIEW ESTATES

About this home

1610 E WESTGATE LANE

See Realtor Remarks: So many quality upgrades to this house, it is a must see to appreciate home, situated on a landscaped and treed 1 acre lot.This home is nestled into an area of - The Nature Coast, of peace and tranquility away from the hustle and bustle of growing Citrus County. Located in Fairview Estate of The Villages of Citrus Hills, but does not require a social membership. This home boasts 2886 living sq’ with 3 bedrooms, 2 bathrooms inside and a pool bath on the oversized lanai as well as a storage closet on the lanai, with a refrigerator, for pool toys. Upon entering the home to the right is a lion sized dining room or for those that don’t like a formal dining room it could be converted to a family room, to the left is a living room, further into the home is a fully renovated custome kitchen, the island offers a 36” cooktop, lighted cabinets with pull outs and custom inserts. Past the breakfast knock are two guest bedrooms, one with a custom Murphy bed and desks, the 2nd guest bedroom offers a large walk-in closet, again for added storage. The guest bathroom has been tastefully renovated. The expansive primary bedroom offers high ceilings, as does most of the house, a large cedar lined closet and large bathroom (the only room that hasn’t been renovated, this home was priced to allow for the needed renovation). As a bonus there is a large walk in pantry/storage closet near the laundry room. Some of the renovations include: Pool renovated 3 years ago, Roof replaced in 2015, windows replaced (not sure of date), new flooring in living area of the house (except carpeted areas that need to be replaced), laundry room renovated 2025.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,886

Sqft

1.01 ac

Lot size

2

Garage

1990

Year built

One

Levels

$178

Per sqft

Private poolPets allowed

Inside

FlooringCarpet · Laminate
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Washer
InteriorCeiling Fan(s) · Central Vacuum · Eating Space In Kitchen · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ExteriorRain Gutters · Sliding Doors

Community & fees

HOA fee$6/mo
Taxes (2025)$2,436/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,629 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,032
FHA mortgage insurance (est.)$228
Property tax — 2025 actual bill$203
HOA fee — from the listing$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,025
Interest rate6.00%
Loan term

Estimated payment

$3,629/mo

Principal & interest$3,032
FHA mortgage insurance (est.)$228
Property taxes (actual bill)$203
HOA / condo fee$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $515K
$343KedgeAI estimate $411,579 · range $358K$547K$569K

vs edgeAI estimate

+25.1%

$/sqft vs Hernando actives

$178 vs $201

Days on market

12 vs 53 typical

Where $178/sqft sits among the 102 Hernando actives

21
27 · this home
21
17
4
12
$125–159$159–192$192–225$225–259$259–292$292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando

Get to know Hernando. See the full Hernando guide →

HERNANDO 34442 — neighborhood snapshot

Population

16,356

Median age

65.7

Median income

$55,473

Median home value

$295,900

Avg household

2.03

Households w/ children

868

For the school run

Citrus County School District

MiddleCitrus Springs Middle School★★★★★
ElementaryCentral Ridge Elementary School★★★★★
HighCitrus High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$326K$340K

Hernando median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

46 of 102

Hernando actives have cut their price

Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 106% above the HERNANDO 34442 median. See the full Hernando market guide →

Paper trail

This home's history

Sep 8, 2026Listed at $515,000 · 12 days on market since
1990Built · FAIRVIEW ESTATES

Reality check

What actually sold near 1610 E WESTGATE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1640 E WESTGATE LANESold · Mar ’26

$419,000

1640 E WESTGATE LANE · same community

3 bd · 2 ba · 2,637 sqft · $159/sqft · 24 DOM

4288 N MONADNOCK ROADSold · Nov ’25

$580,000

4288 N MONADNOCK ROAD · same community

4 bd · 3 ba · 2,591 sqft · $224/sqft · 40 DOM

4241 N MONADNOCK ROADSold · Mar ’26

$577,000

4241 N MONADNOCK ROAD · same community

3 bd · 2.5 ba · 3,188 sqft · $181/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1610 E WESTGATE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1610 E WESTGATE LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1610 E WESTGATE LANE FAQs

What would the monthly payment be for 1610 E WESTGATE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,629/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1610 E WESTGATE LANE?+

The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1610 E WESTGATE LANE?+

The most recent tax bill on record (2025) was $2,436. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1610 E WESTGATE LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hernando?+

At $515,000, this home is listed about 36% above the Hernando median of $379,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1610 E WESTGATE LANE?+

Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM731909.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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