9191 SE 118TH LOOP, SUMMERFIELD, FL, 34491
Active18 days on marketListed Sep 23, 2026MLS #OM731912
About this home
9191 SE 118TH LOOP
Welcome to your perfect Florida lifestyle at 9191 SE 118th Loop in Del Webb Spruce Creek Golf and Country Club in sunny Summerfield. Private back yard. This beautifully appointed 1575 sq. ft. single-story Citation Model offers the effortless living you've always envisioned. The heart of the home is a stunning open-concept kitchen, dining, and living area, where crisp light cabinetry, gleaming granite countertops, stainless steel appliances, and recessed lighting create a space as functional as it is inspiring — perfect for entertaining or savoring quiet mornings. The living room charms with elegant board-and-batten wall detailing, crown molding, and warm tile flooring. Retreat to the generously sized primary suite, a true sanctuary bathed in natural light, featuring hardwood-style floors, a ceiling fan, and a luxurious en-suite with a sleek glass-enclosed walk-in shower. The second bedroom offers comfort and warmth with its own natural light and ceiling fan. A versatile library adds flex space for a home office or hobby room. With two full bathrooms, a dedicated laundry room, and ample closet space, every detail supports the relaxed, refined lifestyle you deserve. Roof was re-shingled in 2022. Water heater 2026. Golf cart available for sale. Utility sink in garage. This is Florida living at its finest — come make this home yours.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,575
Sqft
0.16 ac
Lot size
2
Garage
2006
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,559 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,559/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.2%
$/sqft vs SPRUCE CREEK GC
$200 vs $187
Days on market
18 vs 70 typical
Where $200/sqft sits among the 62 homes for sale in SPRUCE CREEK GC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
20 of 62
SPRUCE CREEK GC have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 9191 SE 118TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$290,000
13516 SE 87TH CIRCLE · same community
2 bd · 2 ba · 1,575 sqft · $184/sqft · 9 DOM
Sold · Nov ’25$380,000
9123 SE 125TH LOOP · same community
2 bd · 2 ba · 1,618 sqft · $235/sqft · 3 DOM
Sold · Mar ’26$349,000
9369 SE 124TH LOOP · same community
2 bd · 2 ba · 1,649 sqft · $212/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9191 SE 118TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9191 SE 118TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9191 SE 118TH LOOP FAQs
What would the monthly payment be for 9191 SE 118TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,559/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9191 SE 118TH LOOP?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9191 SE 118TH LOOP?+
The most recent tax bill on record (2025) was $2,299. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9191 SE 118TH LOOP?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $314,900, this home is listed about 9% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9191 SE 118TH LOOP?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JUDY L. TROUT REALTY · Judy Trout. MLS #OM731912.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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