CENTURY 21 Edge
$244,900$249,0003 bd2 ba1,508 sqft$162 /sqft≈$2,041 /mo all-in ↓

14850 NE 214TH AVENUE, SALT SPRINGS, FL, 32134

Active45 days on marketListed Sep 22, 2026MLS #OM731932

✦ Reduced $4KWaterfrontSingle Family ResidenceKER NORTH

About this home

14850 NE 214TH AVENUE

Ready for the Lake Life? PRICE RECENTLY REDUCED! Updated block home with Lake Kerr views and seasonal canal access! Situated on 0.59 acres, this home offers an open-concept floor plan filled with natural light, a cozy fireplace, and new LVP flooring throughout the main living areas and bedrooms. The updated kitchen features new countertops and appliances, with a window overlooking the expansive backyard. An indoor laundry room and ample closet space add everyday convenience. Both bathrooms feature new vanities, while the hall bath retains its charming vintage blue tile and tub/shower combo. Enjoy the outdoors from the screened-in porch or covered patio overlooking the spacious backyard, complete with a storage shed and seasonal canal access with a ramp. Beautiful views of Lake Kerr and the surrounding littoral flats provide a peaceful backdrop. Major updates include a NEW ROOF (2025) and NEW HVAC system (Fall 2026), including air handler and compressor. With over half an acre, lake views, seasonal water access, and room to make it your own, this property is full of potential. Bring your vision, your boat, and your tool belt!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,508

Sqft

0.59 ac

Lot size

1979

Year built

One

Levels

$162

Per sqft

WaterfrontFireplaceTrees/Woods & Water view

Inside

FlooringLaminate · Tile
AppliancesDryer · Refrigerator · Washer
InteriorEating Space In Kitchen · Primary Bedroom Main Floor · Solid Surface Counters
LaundryInside · Laundry Room
CoolingNone
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationConcrete Perimeter
ViewTrees/Woods · Water
FacesEast
ExteriorPrivate Yard · Storage

Community & fees

Taxes (2025)$1,098/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,041 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,681
FHA mortgage insurance (est.)$108
Property tax — 2025 actual bill$92
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,572Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,572
Interest rate7.50%
Loan term

Estimated payment

$2,041/mo

Principal & interest$1,681
FHA mortgage insurance (est.)$108
Property taxes (actual bill)$92
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $245K
$235KedgeAI estimate $346,469 · range $312K–$381K$396K

vs edgeAI estimate

−29.3%

$/sqft vs Salt Springs actives

$162 vs $204

Days on market

45 vs 45 typical

Where $162/sqft sits among the 22 Salt Springs actives

4
5 · this home
6
4
1
2
$88–135$135–181$181–228$228–275$275–322$322+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Salt Springs

Get to know Salt Springs. See the full Salt Springs guide →

SALT SPRINGS 32134 — neighborhood snapshot

Population

7,442

Median age

54.2

Median income

$45,760

Median home value

$151,600

Avg household

2.32

Households w/ children

506

For the school run

Marion County School District

ElementaryFort McCoy School★★★★★
HighNorth Marion High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Salt Springs market

Seller’s marketLeans buyer — 16.7 months of inventoryBuyer’s market

$325K → $132K

Salt Springs median sold, yr/yr

91.5%

Sale-to-list ratio (12 mo)

8 of 22

Salt Springs actives have cut their price

Median sold price, Salt Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 380% above the SALT SPRINGS 32134 median. See the full Salt Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $244,900 ▼ $4K
Sep 22, 2026Listed at $249,000 · 45 days on market since
1979Built · KER NORTH

Reality check

What actually sold near 14850 NE 214TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

21545 NE 136TH STREETSold · Jun ’26

$565,000

21545 NE 136TH STREET

3 bd · 2 ba · 1,330 sqft · $425/sqft · 0 DOM

21260 & 21280 NE 146TH PLACESold · Apr ’26

$230,000

21260 & 21280 NE 146TH PLACE

2 bd · 2 ba · 1,056 sqft · $218/sqft · 117 DOM

22080 E HIGHWAY 316Sold · Dec ’25

$965,000

22080 E HIGHWAY 316

3 bd · 3 ba · 2,016 sqft · $479/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 14850 NE 214TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14850 NE 214TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

14850 NE 214TH AVENUE FAQs

What would the monthly payment be for 14850 NE 214TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,041/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14850 NE 214TH AVENUE?+

The most recent tax bill on record (2025) was $1,098. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Salt Springs?+

At $244,900, this home is listed about 40% above the Salt Springs median of $174,900. The market section on this page shows how the area is trending.

Which schools are assigned to 14850 NE 214TH AVENUE?+

Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$244,900 runs 380% above the SALT SPRINGS 32134 median — but at 1,508 sqft it's also 40% larger than the typical Salt Springs listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $249,000, now $244,900 — a $4K cut. The full history is in the market section below.

Listing courtesy of BB RESIDENTIAL REAL ESTATE LLC · Caroline Fischer. MLS #OM731932.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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