
3952 N BAYWOOD DRIVE, HERNANDO, FL, 34442
Active11 days on marketListed Sep 9, 2026MLS #OM731972
About this home
3952 N BAYWOOD DRIVE
Step into breathtaking luxury through a grand entrance framed by stately columns, where magnificent 32x32 marble tile flooring immediately sets the tone for this impressive Fairview Estates residence. Situated on 1.58 acres and positioned on a high point, the home offers an exceptional blend of expansive interiors and inviting outdoor living. The residence features a colossal primary suite complemented by generously sized guest suites. The fourth bedroom can easily accommodate a home office, nursery, or additional guest space. High ceilings and thoughtfully proportioned rooms enhance the home's sense of scale. The formal living room and formal dining room provide elegant spaces for entertaining. A well appointed built-in wet bar adds both convenience and sophistication. The expansive floor plan provides room to gather, entertain, and unwind while maintaining comfortable separation between living and sleeping areas. Beyond the interior, an extraordinary outdoor retreat awaits. The 2024 resort-style pool features cascading waterfalls and is surrounded by custom pavers, a screened enclosure, and an expansive lanai designed for year-round enjoyment. A dedicated summer kitchen creates an ideal setting for outdoor dining and grilling, while the wooded backyard provides a peaceful backdrop for the entire outdoor living area. Numerous major improvements add value and peace of mind, including a new roof in 2023 and HVAC systems replaced in 2022 and 2023. A long concrete driveway leads to an oversized garage with room for multiple vehicles and additional storage. The property also features a well for irrigation and 300-amp electrical service. With its grand entry, generous bedroom suites, high ceilings, formal entertaining spaces, impressive pool and lanai, and 1.58-acre setting, this Fairview Estates residence presents a rare combination of luxury, comfort, and a Florida dream lifestyle.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
4,082
Sqft
1.58 ac
Lot size
2
Garage
2001
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,554 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,554/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.1%
$/sqft vs Hernando actives
$202 vs $200
Days on market
11 vs 53 typical
Where $202/sqft sits among the 102 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$326K → $340K
Hernando median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
46 of 102
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 230% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 3952 N BAYWOOD DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$750,000
4052 N MAYAN DRIVE · same community
3 bd · 3.5 ba · 4,450 sqft · $169/sqft · 29 DOM
Sold · Sep ’25$568,000
4314 N INDIANHEAD ROAD · same community
4 bd · 3.5 ba · 3,487 sqft · $163/sqft · 130 DOM
Sold · Mar ’26$577,000
4241 N MONADNOCK ROAD · same community
3 bd · 2.5 ba · 3,188 sqft · $181/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 3952 N BAYWOOD DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3952 N BAYWOOD DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3952 N BAYWOOD DRIVE FAQs
What would the monthly payment be for 3952 N BAYWOOD DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,554/mo — principal and interest, the actual property-tax bill, the $7/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3952 N BAYWOOD DRIVE?+
The association fee works out to $7 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3952 N BAYWOOD DRIVE?+
The most recent tax bill on record (2025) was $7,509. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3952 N BAYWOOD DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $825,000, this home is listed about 117% above the Hernando median of $379,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3952 N BAYWOOD DRIVE?+
Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of AT HOME REALTY · Becky Norman. MLS #OM731972.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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