10958 SW 86TH COURT, OCALA, FL, 34481
Active32 days on marketListed Sep 10, 2026MLS #OM731986
About this home
10958 SW 86TH COURT
INVESTMENT OPPORTUNITY IN OAK RUN TENANT ALREADY IN PLACE! Looking for an investment property with established rental income? This 2-bedroom, 2-bath Dogwood model in Oak Run Country Club offers an excellent opportunity for an investor seeking a tenant-occupied property in one of Ocala's established 55+ communities. A tenant is currently in place on a one-year lease, allowing the new owner to step into an existing rental arrangement without immediately searching for a tenant. This makes the property especially attractive for an investor looking to add a rental property to their portfolio. Inside, the home features an open floor plan, updated kitchen with island and contemporary finishes, distinctive barn doors, updated living-room windows, and easy-care flooring with no carpet. A 1-car garage with additional storage adds convenience. The private fenced backyard features bamboo and mature landscaping for added privacy, while the spacious lanai provides additional space to enjoy Florida living. Important improvements include a roof replaced in November 2019 and a 2-ton, 14 SEER A/C system installed in April 2022. Located in Oak Run Country Club, a desirable 55+ community in Ocala, this property combines an established location with the advantage of an existing tenant. INVESTORS ? WHY START FROM ZERO? Purchase a tenant-occupied property and begin with an existing lease already in place.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
960
Sqft
0.15 ac
Lot size
1
Garage
1986
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,576 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,576/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.8%
$/sqft vs OAK RUN
$198 vs $170
Days on market
32 vs 73 typical
Where $198/sqft sits among the 8 homes for sale in OAK RUN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
3 of 8
OAK RUN have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10958 SW 86TH COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$148,500
8942 SW 109TH LANE · same community
2 bd · 2 ba · 960 sqft · $155/sqft · 57 DOM
Sold · Mar ’26$170,000
11520 SW 85TH COURT · same community
2 bd · 2 ba · 988 sqft · $172/sqft · 3 DOM
Sold · Feb ’26$187,000
11401 SW 85TH COURT · same community
2 bd · 2 ba · 1,000 sqft · $187/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10958 SW 86TH COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10958 SW 86TH COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10958 SW 86TH COURT FAQs
What would the monthly payment be for 10958 SW 86TH COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,576/mo — principal and interest, the actual property-tax bill, the $146/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10958 SW 86TH COURT?+
The association fee works out to $146 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10958 SW 86TH COURT?+
The most recent tax bill on record (2024) was $815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10958 SW 86TH COURT?+
The listing reports pets: Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $190,000, this home is listed about 36% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10958 SW 86TH COURT?+
West Port High School (high), Saddlewood Elementary School (elementary), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Mercy Reyes-Rubin. MLS #OM731986.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 10958 SW 86TH COURT but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Bridget to ping you on any price or status change →