16320 SW 13TH TERRACE, OCALA, FL, 34473
Active58 days on marketListed Sep 10, 2026MLS #OM732058
Come see it
Upcoming open houses
Sat, Nov 7
11:00 AM – 2:00 PM
Sat, Nov 7
11:00 AM – 2:00 PM
Broker
About this home
16320 SW 13TH TERRACE
SUMMERGLEN GOLF COURSE COMMUNITY Lot 929. THIS HOME IS A MUST SEE! Beautiful Monteverde II model 3/2 in Summerglen! As soon as you round the corner into this private cul-de-sac you will notice the widened driveway as one of several upgrades to the property. Walk into this bright open floor plan. Tile throughout the entire home. Spacious living area with plenty of room for entertaining. Kitchen is a gourmet paradise with natural gas stove and plenty of cabinets and counterspace. Beautifully veined Granite countertops and a deep stainless farm sink make it all worth it. All appliances stay. Cabinets have slide out of easy storage. Master bedroom suite has lots of room for your king size bedroom set. Master bathroom has a double sink vanity and custom tile walk-in shower with seamless glass. Nice size walk-in closet. Guest bedrooms are privately situated away from the Master bedroom. Four sliders open up to a grand lanai enclosed with good size windows for that nice Florida view. Two car garage plus separate golf cart garage with overhead suspended storage for your convenience and wall shelving as well. This home won't disappoint. NEW ROOF 2024 - see attached list of upgrades and maintenance. Move in ready, clean and well maintained. Not only is this home beautifully kept and updated, but the community of SummerGlen is full of every activity possible. SUMMERGLEN is located Minutes from I-75 and The Florida Horse Park, close to The Villages, and the Town Squares, while still feeling like it is secluded and private. SUMMERGLEN Has a 18 Hole Golf Course and Golf Shop. HOA fee includes mowing/edging of yard, garbage pickup including recycling, Spectrum Bronze Tier 1 TV and 100 Mbps internet, as well as access to all amenities. Did I mention ALL of the community amenities? All this and more located in an active, gated community featuring club house with lounge area, space for future restaurant and meeting rooms, tons of activities & 70 clubs plus bocce ball, pickleball, tennis courts, softball, heated pool & spa, RV parking, dog parks, and tons more! All of that along with a $30 monthly food and beverage coupon to be used at the new Community Restaurant, "Tavern at the Glen".
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,794
Sqft
0.17 ac
Lot size
3
Garage
2010
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,063 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,063/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs SUMMERGLEN
$167 vs $157
Days on market
58 vs 57 typical
Where $167/sqft sits among the 17 homes for sale in SUMMERGLEN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
26,813
Median age
39.1
Median income
$72,366
Median home value
$265,700
Avg household
2.94
Households w/ children
3,356
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$278K → $278K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
10 of 17
SUMMERGLEN have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 16320 SW 13TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$260,000
15705 SW 16TH TERRACE · same community
2 bd · 2 ba · 1,792 sqft · $145/sqft · 121 DOM
Sold · Aug ’26$258,000
15854 SW 13TH CIRCLE · same community
3 bd · 2 ba · 1,799 sqft · $143/sqft · 7 DOM
Sold · Aug ’26$244,999
15235 SW 14TH AVENUE ROAD · same community
3 bd · 2 ba · 1,814 sqft · $135/sqft · 277 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16320 SW 13TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16320 SW 13TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16320 SW 13TH TERRACE FAQs
What would the monthly payment be for 16320 SW 13TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,063/mo — principal and interest, the actual property-tax bill, the $390/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16320 SW 13TH TERRACE?+
The association fee works out to $390 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16320 SW 13TH TERRACE?+
The most recent tax bill on record (2025) was $3,843. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16320 SW 13TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $300,000, this home is priced right at the Ocala median.
Which schools are assigned to 16320 SW 13TH TERRACE?+
Marion Oaks Elementary School (elementary), Horizon Academy At Marion Oaks (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ROYAL OAK REALTY LLC · Jodi Niehans. MLS #OM732058.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 16320 SW 13TH TERRACE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Anthony to ping you on any price or status change →