9282 SW 109TH LANE, OCALA, FL, 34481
Active28 days on marketListed Sep 14, 2026MLS #OM732090
About this home
9282 SW 109TH LANE
ATTN: MOTIVATED SELLER !!! You’ve searched long enough—this is the one that finally checks ALL the boxes.Your search is finally over. This exceptionally updated and maintained FOREVER home in Oak Run 55+ community, pairs the Major Improvements** DONE**. with the stylish finishes you Love— You will quickly see why this home Stands Above the Competition. UPDATED & UPGRADES GALORE!!! ROOF 2022, In 2025: ELEC PANEL, WATER HEATER, NEW SS APPLIANCES,. ADDITIONAL 184 Sq Ft LIVING SQUARE FOOTAGE IN THIS IMPRESSIVE All Seasons Fully Enclosed, Finished , 16' x 12' Sunny FLORIDA ROOM, open from main living areas w/ wide expansive views *Oversized **NEW HURRICANE WINDOWS , Beautiful New Tile flooring, Wainscoting walls , upgraded quality ceiling fan w/remote, sliders to the Primary suite, pass thru bar to kitchen .Back door to your outdoor retreat, ready for Game day, Cozy Campfire, & Relax on Shaded bench, beneath the Oak trees. Home showcases High end finishes: GRANITE counters, UNDERMOUNT SS SINK, NEW MODERN LIGHT FIXTURE "Sputnik" linear chandelier, + NEW Extra LEDs in ceiling for extra lighting ;makes cooking even more enjoyable. Modern shelves for simplicity. More upgrades in your home includes :NEW QUARTZ in BOTH bathrooms, NEW Ergo Height Vanities, Sinks, Faucets,Toilets, NEW CEILING FANS (w/remotes) . Your primary bedroom showcases space, enchanting views, ,impressive HOLLYWOOD Style CLOSET system provides excellent storage from floor to ceiling, NEW LVP, & ensuite with cozy comfy sitting bench. No carpet anywhere! More upgrades include Additional LED Lights inside & out, Peaceful Open Outdoor Patio with PET Friendly Garden Fence, BBQ area, created for Relaxing or Entertaining at home Year Round. This FOREVER HOME offers so much more than just updates, it was thoughtfully designed &lovingly enhanced with quality from top to bottom, inside & out! MORE UPGRADES include ENERGY Efficiency with "THERMAL CRAFTED HOME" Energy Design Technology by Owens Corning Fiberglass" , New Front Door, NEW Vinyl Ceiling on Front Porch, New LED LIghts on Front Porch, NEW LED lights on Back Patio, New Energy Efficient NEW WATER HEATER, Whole Home freshly painted. & HVAC runs Great-2017. Dont forget Modern Open Shelving for Trending Simplicity life style --NOW is the time to seize this rare opportunity to have everything already complete. Note: PARTIALLY FURNISHED Optional. Don't let this Lovingly maintained Immaculantly Clean*FOREVER HOME *slip away. Tucked away on a peaceful cul-de-sac near the front of Oak Run's entrance, DOG PARK, & near Palm Grove Club & Orchid Clubhouse. This Modern home brings Comfort, Function, Luxury and Simplicity to you in an easy to care home. RESORT STYLE active adult community. Oak Run featuring fitness center, library, card rooms and the Island Club. Enjoy 18 hole, 72 par Championship Golf Course, 6 hole practice course, pro shop & then Stop by The Oak Room Bar & Grill. 6 outodoor pools, hot tubs, indoor pool@ aquatic center YEAR ROUND swimming, multiple fitness centers, mulitiple sport courts: PICKLEBALL, tennis,bocce ball, shuffleboard,horse shoe, sand volleyball, and clubs galore for true retirement living. LOW HOA fee covers 24 hr gate security, basic cable, weekly trash p/up and unlimited amenity access. Combined with the PRIME LOCATION for shopping, dining,MEDICAL, & Entertainment while enjoying retirement in the heart of Florida, in SW Ocala. There's no reason....Not to call this place HOME !
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,040
Sqft
0.2 ac
Lot size
1986
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,986 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,986/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.9%
$/sqft vs OAK RUN
$221 vs $170
Days on market
28 vs 73 typical
Where $221/sqft sits among the 8 homes for sale in OAK RUN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
2 of 8
OAK RUN have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 9282 SW 109TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$187,000
11401 SW 85TH COURT · same community
2 bd · 2 ba · 1,000 sqft · $187/sqft · 18 DOM
Sold · Mar ’26$170,000
11520 SW 85TH COURT · same community
2 bd · 2 ba · 988 sqft · $172/sqft · 3 DOM
Sold · Oct ’26$150,000
8038 SW 108TH LOOP · same community
2 bd · 2 ba · 1,096 sqft · $137/sqft · 116 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 9282 SW 109TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9282 SW 109TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9282 SW 109TH LANE FAQs
What would the monthly payment be for 9282 SW 109TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,986/mo — principal and interest, the actual property-tax bill, the $151/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9282 SW 109TH LANE?+
The association fee works out to $151 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9282 SW 109TH LANE?+
The most recent tax bill on record (2025) was $2,642. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9282 SW 109TH LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $229,888, this home is listed about 23% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9282 SW 109TH LANE?+
West Port High School (high), Saddlewood Elementary School (elementary), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34481 market on paper
$229,888 is 3% below the OCALA 34481 median of $237,900.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $234,999, now $229,888 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY · Jennifer VanPelt. MLS #OM732090.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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