3351 SE 164TH TERRACE, OCKLAWAHA, FL, 32179
Active8 days on marketListed Sep 12, 2026MLS #OM732103
About this home
3351 SE 164TH TERRACE
Custom-built luxury home on 1.95 acres with A-1 agricultural zoning, a 24' x 30' barn, and room for horses, farm animals, hobbies and more. With no mandatory HOA and located outside a flood zone, this exceptional property blends refined interiors, usable acreage and true mini-farm potential in a setting designed for comfort, privacy and functionality. Inside, the spacious split-bedroom floor plan offers privacy while maintaining an easy, open flow for everyday living and entertaining. Newer luxury vinyl plank flooring, crown molding, high ceilings, plantation shutters, wood blinds and French doors with built-in blinds create a polished finish throughout. The chef’s kitchen features granite countertops, stainless steel appliances, abundant cabinetry and generous workspace, opening directly to the family room with a wood-burning fireplace for a warm and inviting gathering space. The private primary suite feels like a peaceful retreat, featuring a beautifully remodeled en-suite bathroom and direct access to the oversized 17' x 28' screened lanai. Just beyond, the tranquil backyard setting includes a koi and goldfish pond, creating the perfect place to enjoy morning coffee, evening sunsets and peaceful views across the property. You also have your own private show of The Space Coast rocket launches. The cleared acreage is fully fenced and secured by a newer automatic gate, offering flexibility for horses, farm animals, gardening, recreation, equipment and workshop use. The spacious barn includes water access and lean-tos, adding even more functionality for animals, storage, projects or hobbies. Major improvements provide added peace of mind, including a 2021 newer roof with transferable warranty, 2019 newer HVAC system, 2025 garage door, 2025 automatic gate opener, tankless water heater and active HomeTeam Pest Defense service. A survey, original home plans, warranties, and improvement records are also available for the new owner. Offering privacy, acreage, agricultural zoning and a quality built custom home, this property delivers the space and freedom of country living while remaining convenient to Ocala, the World Equestrian Center and Orlando.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,120
Sqft
1.95 ac
Lot size
2
Garage
2008
Year built
One
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,997 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,997/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+68.8%
$/sqft vs Ocklawaha actives
$264 vs $186
Days on market
8 vs 55 typical
Where $264/sqft sits among the 142 Ocklawaha actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocklawaha
Get to know Ocklawaha. See the full Ocklawaha guide →
The numbers that matter
The Ocklawaha market
$250K → $245K
Ocklawaha median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
55 of 142
Ocklawaha actives have cut their price
Median sold price, Ocklawaha, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 108% above the Ocklawaha median. See the full Ocklawaha market guide →
Paper trail
This home's history
Reality check
What actually sold near 3351 SE 164TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$460,000
12690 NE HIGHWAY 315 · same community
3 bd · 2 ba · 2,146 sqft · $214/sqft · 171 DOM
Sold · Jul ’26$285,000
13495 SE 108TH COURT ROAD · same community
2 bd · 2 ba · 1,592 sqft · $179/sqft · 8 DOM
Sold · Nov ’25$115,000
15510 NE HIGHWAY 314 · same community
2 bd · 1.5 ba · 1,300 sqft · $88/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3351 SE 164TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3351 SE 164TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3351 SE 164TH TERRACE FAQs
What would the monthly payment be for 3351 SE 164TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,997/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3351 SE 164TH TERRACE?+
The most recent tax bill on record (2025) was $3,585. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocklawaha?+
At $559,000, this home is listed about 108% above the Ocklawaha median of $268,495. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of PROFESSIONAL REALTY OF OCALA · Stacy Alpizar. MLS #OM732103.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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