2127 NE 40TH AVENUE, OCALA, FL, 34470
Active10 days on marketListed Sep 11, 2026MLS #OM732108
About this home
2127 NE 40TH AVENUE
Welcome to Wellington Station, where low-maintenance living, comfortable interiors, and great community amenities come together in this well-kept 2-bedroom, 2-bath villa offering 1,138 square feet of living space. The home features a bright, open living and dining area with warm wood-look flooring, generous natural light, and an easy-flow layout that feels both spacious and inviting. The kitchen provides ample cabinetry and workspace, while the split bedroom setup offers privacy and flexibility for guests, a home office, or everyday living. One of the standout features is the screened rear patio, which also includes sliding vinyl windows that allow the space to be completely enclosed—perfect for enjoying Florida weather throughout more of the year. The home also includes an attached garage, interior laundry area, and a 2020 roof for added peace of mind. Gas service is utilized for the HVAC system and hot water heater. Outside, enjoy a manageable yard without the upkeep of a large property, while the Wellington Station community offers a pool and recreation room for residents to enjoy. Best of all, the HOA is only $69 per month, making this an excellent option for anyone looking for an affordable primary residence, seasonal Florida home, or easy-care villa in a convenient community setting.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,138
Sqft
0.1 ac
Lot size
1
Garage
1995
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,828 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,828/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+59.6%
$/sqft vs Ocala actives
$189 vs $180
Days on market
10 vs 53 typical
Where $189/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $283K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
224 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 2127 NE 40TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$185,000
3931 NE 22ND STREET · same community
2 bd · 2 ba · 1,126 sqft · $164/sqft · 85 DOM
Sold · Feb ’26$170,000
2305 NE 40TH AVENUE · same community
2 bd · 2 ba · 1,110 sqft · $153/sqft · 204 DOM
Sold · Aug ’26$200,000
3929 NE 22ND STREET · same community
3 bd · 2 ba · 1,182 sqft · $169/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2127 NE 40TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2127 NE 40TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2127 NE 40TH AVENUE FAQs
What would the monthly payment be for 2127 NE 40TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,828/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2127 NE 40TH AVENUE?+
The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2127 NE 40TH AVENUE?+
The most recent tax bill on record (2025) was $2,872. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2127 NE 40TH AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $214,900, this home is listed about 28% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2127 NE 40TH AVENUE?+
Wyomina Park Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY · Randy Barnes. MLS #OM732108.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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