3927 NE 21ST LANE, OCALA, FL, 34470
Active2 days on marketListed Sep 19, 2026MLS #OM732564
About this home
3927 NE 21ST LANE
Welcome home to this charming 2-bedroom, 2-bath home in Wellington Station, an all-ages community with a low HOA fee of just $69 per month. The monthly dues include lawn maintenance: front lawns are mowed, driveways and sidewalks are edged, and bushes in the front flower beds are trimmed periodically. Backyard mowing is also available by leaving the gate open or placing a sign on it. The community also features recently paved roads and a refreshing community pool. Inside, you’ll find a desirable split-bedroom floor plan, a convenient Jack-and-Jill guest bathroom, walk-in closets, and several utility closets offering plenty of storage. The eat-in kitchen is complemented by an additional dining area in the living room. A cozy wood-burning fireplace adds warmth and character, with gas also available. The primary suite features an updated shower and direct access to the enclosed back porch, which can also be entered from the living room. Additional highlights include a welcoming front patio, central heating and air, gas heat and water heater, a newer roof, and a vinyl-fenced backyard. The seller is offering a $1,000 allowance toward a refrigerator, and a home warranty is included for added peace of mind. Come see all this inviting home and community have to offer!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,060
Sqft
0.06 ac
Lot size
1
Garage
1986
Year built
One
Levels
$189
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,555 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,555/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.5%
$/sqft vs Ocala actives
$189 vs $180
Days on market
2 vs 53 typical
Where $189/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $283K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
224 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3927 NE 21ST LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$195,000
2209 NE 40TH AVENUE · same community
2 bd · 2 ba · 1,090 sqft · $179/sqft · 125 DOM
Sold · Feb ’26$170,000
2305 NE 40TH AVENUE · same community
2 bd · 2 ba · 1,110 sqft · $153/sqft · 204 DOM
Sold · Jan ’26$185,000
3931 NE 22ND STREET · same community
2 bd · 2 ba · 1,126 sqft · $164/sqft · 85 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3927 NE 21ST LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3927 NE 21ST LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3927 NE 21ST LANE FAQs
What would the monthly payment be for 3927 NE 21ST LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,555/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3927 NE 21ST LANE?+
The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3927 NE 21ST LANE?+
The most recent tax bill on record (2025) was $729. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3927 NE 21ST LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $199,900, this home is listed about 33% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3927 NE 21ST LANE?+
Wyomina Park Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PLATINUM HOMES AND LAND REALTY · Sheri Long. MLS #OM732564.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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