107 CHURCH LAKE DRIVE, INTERLACHEN, FL, 32148
Active31 days on marketListed Sep 11, 2026MLS #OM732113
About this home
107 CHURCH LAKE DRIVE
Welcome to lakefront living at its best! This beautifully maintained lake front property, approximately 1,612 square feet of comfortable living space and captivating views of the water. From the moment you step inside, you’ll feel right at home in the spacious, inviting layout featuring generous living and dining areas, a well-equipped kitchen with abundant cabinetry and counter space, and a roomy primary suite. Step outside to the expansive screened porch—the perfect place to sip your morning coffee, entertain friends, or relax while enjoying peaceful lake views and cooling breezes. The backyard leads directly to the water, where a private dock invites you to fish, swim, launch a kayak, or simply take in the beautiful Florida sunsets. A storage building provides convenient space for fishing gear, water toys, lawn equipment, and more. This well-cared-for home also offers several valuable updates, including flooring and interior paint completed approximately two years ago, an approximately five-year-old metal roof, and a septic system that was pumped about two years ago with a new drain field installed at that time. Whether you are searching for a full-time residence or a relaxing lakeside retreat, this special property offers comfort, character, and the laid-back waterfront lifestyle you have been dreaming of. Come see it for yourself—you may fall in love the moment you walk through the door!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,421
Sqft
0.34 ac
Lot size
1984
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,359 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,359/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.4%
$/sqft vs INTERLACHEN LAKES ESTATES
$232 vs $146
Days on market
31 vs 95 typical
Where $232/sqft sits among the 11 homes for sale in INTERLACHEN LAKES ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Interlachen
Get to know Interlachen. See the full Interlachen guide →
INTERLACHEN 32148 — neighborhood snapshot
Population
11,580
Median age
42.9
Median income
$45,320
Median home value
$87,800
Avg household
2.5
Households w/ children
1,389
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Interlachen market
$145K → $94K
Interlachen median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
5 of 11
INTERLACHEN LAKES ESTATES have cut their price
Median sold price, Interlachen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2650% above the INTERLACHEN 32148 median. See the full Interlachen market guide →
Paper trail
This home's history
Reality check
What actually sold near 107 CHURCH LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$269,900
152 VIOLET CIRCLE · same community
3 bd · 2 ba · 1,296 sqft · $208/sqft · 84 DOM
Sold · Sep ’26$145,000
128 PHILLIPS ROAD · same community
3 bd · 2 ba · 1,568 sqft · $92/sqft · 6 DOM
Sold · Jun ’26$47,000
112 PRIDGEON STREET · same community
2 bd · 2 ba · 1,216 sqft · $39/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 107 CHURCH LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 107 CHURCH LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
107 CHURCH LAKE DRIVE FAQs
What would the monthly payment be for 107 CHURCH LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,359/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 107 CHURCH LAKE DRIVE?+
The most recent tax bill on record (2025) was $1,320. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 107 CHURCH LAKE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Interlachen?+
At $330,000, this home is listed about 35% above the Interlachen median of $244,450. The market section on this page shows how the area is trending.
Which schools are assigned to 107 CHURCH LAKE DRIVE?+
Interlachen Junior-Senior High School (high), Ochwilla Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA ADVANTAGE REALTY GROUP · James Hinson, PA. MLS #OM732113.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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