
17760 SE 108 AVENUE, SUMMERFIELD, FL, 34491
Active30 days on marketListed Sep 11, 2026MLS #OM732120
About this home
17760 SE 108 AVENUE
LOCATION LOCATION! MINUTES FROM THE VILLAGES: COUNTRY CHARM, BEAUTIFULLY PRESENTED- Picture-perfect and meticulously maintained, this inviting 2-bedroom, 2-bathroom residence captures the warmth and character of country-style living while offering the comfort and appeal of thoughtful modern updates. Significant improvements include a NEW ROOF AND GUTTERS, AIR CONDITIONER, UPDATED ELECTRICAL PANEL, new light switches, and plates, adding both value and peace of mind. Set on a GENEROUS FENCED LOT, the property is surrounded by magnificent, mature trees and established greenery, creating a peaceful and picturesque setting. Beautiful views unfold from nearly every window, bringing the outdoors in and filling the home with natural light and captivating scenery throughout the day. Inside, the home has been tastefully refreshed with A NEW REFRIGERATOR AND MICROWAVE, interior paint, updated flooring, and new baseboards. POPCORN CEILINGS REMOVED AND RESURFACED, creating a fresh, clean finish while maintaining the home's comfortable character. Beyond the interior, the property truly distinguishes itself. A picturesque, air-conditioned lanai and separate covered birdcage provide inviting spaces to entertain and enjoy the beauty of the outdoors. The expansive fenced yard offers plenty of room for gardening, pets, or simply relaxing and enjoying the surroundings. Mature trees grace the grounds throughout, providing a beautiful natural canopy and a sense of privacy and tranquility that takes years to achieve. What makes this home particularly special, however, is its connection to the outdoors. From room to room, the windows frame the surrounding landscape almost like living works of art, offering changing views of the trees, greenery and grounds and giving the home a wonderfully serene atmosphere. Charming without being overly rustic, updated without sacrificing its character, and surrounded by natural beauty. This is a home that has been lovingly maintained, thoughtfully improved, and beautifully presented. A LIFESTYLE TO COMPLEMENT THE HOME Beyond the beauty of the home awaits the inviting lifestyle of Spruce Creek South, A 55+ gated golf community where recreation, convenience, and a wonderful sense of community come naturally. Residents enjoy an 18-hole golf course, pro shop, restaurant, community pool, tennis and pickleball courts, shuffleboard, softball, dog park, and walking and biking paths. The community offers a vibrant community center featuring a live performance stage with year-round events, dance floor, dining area, and community kitchen. Dedicated recreation rooms offer even more ways to gather and enjoy time with neighbors, including a library, billiards, crafts, cards, dominoes, mahjong, and more. The golf-cart-friendly lifestyle is part of the charm. Residents can cross U.S. 441 by golf cart, placing everyday conveniences within easy reach. There is a wonderful sense of fun and tradition of fun and tradition, highlighted by the community’s Fourth of July and Christmas golf-cart parades, when residents decorate their carts, compete for prizes, or simply gather to enjoy the festivities. And when you’re ready to venture beyond the neighborhood, The Villages is approximately two miles away, offering an exceptional variety of restaurants, shopping, live music, entertainment, and year-round events. Here, it isn’t simply about finding a beautiful home, it’s about enjoying the Florida lifestyle that comes with it.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,544
Sqft
0.25 ac
Lot size
2
Garage
1990
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,085 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,085/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.5%
$/sqft vs SPRUCE CREEK SOUTH
$162 vs $170
Days on market
30 vs 70 typical
Where $162/sqft sits among the 15 homes for sale in SPRUCE CREEK SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
4 of 15
SPRUCE CREEK SOUTH have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 17760 SE 108 AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$210,000
17728 SE 97TH AVE · same community
2 bd · 2 ba · 1,550 sqft · $135/sqft · 148 DOM
Sold · Jun ’26$220,000
17533 SE 96TH COURT · same community
2 bd · 2 ba · 1,534 sqft · $143/sqft · 342 DOM
Sold · Mar ’26$205,000
10410 SE 179TH PLACE · same community
3 bd · 2 ba · 1,526 sqft · $134/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 17760 SE 108 AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17760 SE 108 AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
17760 SE 108 AVENUE FAQs
What would the monthly payment be for 17760 SE 108 AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,085/mo — principal and interest, the actual property-tax bill, the $179/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17760 SE 108 AVENUE?+
The association fee works out to $179 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17760 SE 108 AVENUE?+
The most recent tax bill on record (2025) was $1,967. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17760 SE 108 AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $249,990, this home is listed about 14% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 17760 SE 108 AVENUE?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STONECREST INTERNATIONAL RLTY · Joey Lyn DeLuca. MLS #OM732120.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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