8968 SE 46TH TERRACE, OCALA, FL, 34480
Active29 days on marketListed Sep 13, 2026MLS #OM732185
About this home
8968 SE 46TH TERRACE
Welcome home to this beautifully maintained 3 bedroom, 2 bathroom home with a 2-car garage, located in the desirable Summercrest Subdivision of Ocala, FL. Situated at 8968 SE 46th Terrace, Ocala, FL 34480, this property offers a functional split-bedroom floor plan with bright living spaces and a comfortable layout perfect for families or professionals. The home is conveniently located just minutes from everyday essentials including Publix, Walmart, Aldi, and local dining options, making errands quick and easy. Enjoy nearby family-friendly attractions such as Jervey Gantt Park, Baseline Road Trailhead, and the Santos Bike Trails, ideal for biking, walking, and outdoor recreation. This peaceful neighborhood provides a welcoming community atmosphere while still offering quick access to shopping, schools, and major roadways. Don’t miss the opportunity to lease this well-located home in one of Ocala’s growing areas.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,541
Sqft
0.25 ac
Lot size
2
Garage
2023
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SUMMERCREST
$1 vs $168
Days on market
29 vs 74 typical
Where $1/sqft sits among the 10 homes for sale in SUMMERCREST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
6 of 10
SUMMERCREST have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the Ocala median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8968 SE 46TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$260,000
8970 SE 49TH COURT ROAD · same community
3 bd · 2 ba · 1,541 sqft · $169/sqft · 33 DOM
Sold · May ’26$276,750
4611 SE 89TH STREET · same community
3 bd · 2 ba · 1,541 sqft · $180/sqft · 98 DOM
Sold · Sep ’26$231,000
5541 SE 92ND STREET · same community
3 bd · 2 ba · 1,541 sqft · $150/sqft · 164 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8968 SE 46TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8968 SE 46TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8968 SE 46TH TERRACE FAQs
What would the monthly payment be for 8968 SE 46TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 8968 SE 46TH TERRACE?+
The listing reports pets: Breed Restrictions, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $2,000, this home is listed about 99% below the Ocala median of $299,180. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of BRICKS & MORTAR REAL ESTATE · John Morrison. MLS #OM732185.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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