640 W HERONSBILL LANE, CITRUS SPRINGS, FL, 34434
Active60 days on marketListed Sep 13, 2026MLS #OM732206
About this home
640 W HERONSBILL LANE
PRIME BUILDABLE LOT WITH PUBLIC WATER IN DESIRABLE CITRUS SPRINGS! Exceptional opportunity on Heronsbill Lane—a quiet street highlighted by high-end, newer-construction homes that provide immediate built-in value. This pristine homesite features ideal, level topography ready for your dream home, with public water and electricity readily available. Mature pine trees along the perimeter offer natural privacy and a peaceful wooded backdrop. Whether you plan to build immediately or purchase as a high-growth buy-and-hold investment, this property checks every box. Citrus Springs offers no HOA fees, community parks, golf, and quick access to Dunnellon, the Rainbow River, and Crystal River. Easy to locate via GPS—drive by and walk the property today!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$371 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$371/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
CITRUS SPRINGS 34434 — neighborhood snapshot
Population
11,074
Median age
44.8
Median income
$68,939
Median home value
$238,400
Avg household
2.62
Households w/ children
1,370
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$263K → $262K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 640 W HERONSBILL LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$260,000
7065 N HERITAGE DRIVE · same community
3 bd · 2 ba · 1,477 sqft · $176/sqft · 72 DOM
Sold · Nov ’25$256,000
129 W GONDOLIER PLACE · same community
3 bd · 2 ba · 1,482 sqft · $173/sqft · 28 DOM
Sold · Jun ’26$280,000
6966 N FORT SMITH TERRACE · same community
3 bd · 2 ba · 1,529 sqft · $183/sqft · 127 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 640 W HERONSBILL LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 640 W HERONSBILL LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
640 W HERONSBILL LANE FAQs
What would the monthly payment be for 640 W HERONSBILL LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $371/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 640 W HERONSBILL LANE?+
The most recent tax bill on record (2025) was $248. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citrus Springs?+
At $25,990, this home is listed about 91% below the Citrus Springs median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 640 W HERONSBILL LANE?+
Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LOKATION · Marcus De Matos, PA. MLS #OM732206.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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