13385 SE 91ST COURT ROAD, SUMMERFIELD, FL, 34491
Active3 days on marketListed Sep 18, 2026MLS #OM732257
About this home
13385 SE 91ST COURT ROAD
CUSTOM EXPANDED ELKRIDGE | GOLF COURSE VIEWS Beautifully customized and truly unique, this expanded ElkRidge floor plan offers 3 bedrooms, 2 baths, exceptional living space, and a desirable golf course setting in Bermuda Dunes within Del Webb Spruce Creek Golf & Country Club, a premier 55+ community. Outstanding curb appeal begins with a private courtyard, added in 2011, featuring a slate tile patio and walkways, complemented by a leaded-glass entry door with sidelight and a sliding garage screen door. The garage has also been extended approximately five feet, providing valuable additional space. Inside, this home is anything but ordinary. A substantial 19’ x 29’ rear addition, completed in 2010, dramatically expands the living area and showcases beautiful custom woodwork, crown molding, and a soaring cathedral ceiling—all positioned to take advantage of the picturesque golf course views. The completely updated kitchen delivers a fresh, custom look with white cabinetry, quartz countertops, tile backsplash, stainless steel appliances, and a large center island, creating an inviting space for everyday living and entertaining. The adjoining dining room is enhanced by a custom built-in, while an additional bonus space provides the perfect location for a home office, hobby area, or flexible living space. Laminate flooring flows throughout the main living areas, with carpet found only in the two guest bedrooms and separate flooring in the rear addition. Plantation shutters accent select windows, adding another classic finishing touch. A bifold door at the entrance to the guest-bedroom wing provides additional privacy, while the guest bathroom features a raised vanity. Outdoor living is equally inviting with an open rear patio finished in slate flooring, providing a wonderful spot to relax and enjoy the beautiful golf course backdrop. Major improvements include the roof and HVAC system, both updated in 2023. With its extensive custom expansion, beautifully updated kitchen, extended garage, private courtyard, flexible living spaces, custom architectural details, and sought-after golf course setting, this exceptional ElkRidge offers a combination of character, space, and thoughtful improvements that is difficult to duplicate.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,261
Sqft
0.22 ac
Lot size
2
Garage
2005
Year built
One
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,987 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,987/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.4%
$/sqft vs SPRUCE CREEK GC
$172 vs $192
Days on market
3 vs 53 typical
Where $172/sqft sits among the 61 homes for sale in SPRUCE CREEK GC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $269K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
22 of 61
SPRUCE CREEK GC have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 13385 SE 91ST COURT ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$390,000
13165 SE 93RD CIRCLE · same community
3 bd · 2.5 ba · 2,261 sqft · $172/sqft · 77 DOM
Sold · Jan ’26$365,000
13195 SE 93RD CIRCLE · same community
3 bd · 2.5 ba · 2,266 sqft · $161/sqft · 177 DOM
Sold · Apr ’26$364,000
9105 SE 125TH LOOP · same community
2 bd · 2 ba · 2,148 sqft · $169/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 13385 SE 91ST COURT ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13385 SE 91ST COURT ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13385 SE 91ST COURT ROAD FAQs
What would the monthly payment be for 13385 SE 91ST COURT ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,987/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13385 SE 91ST COURT ROAD?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13385 SE 91ST COURT ROAD?+
The most recent tax bill on record (2025) was $1,746. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13385 SE 91ST COURT ROAD?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $389,900, this home is listed about 34% above the Summerfield median of $291,200. The market section on this page shows how the area is trending.
Which schools are assigned to 13385 SE 91ST COURT ROAD?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$389,900 runs 42% above the SUMMERFIELD 34491 median — but at 2,261 sqft it's also 39% larger than the typical Summerfield listing.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Summerfield market that averages 53 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of JUDY L. TROUT REALTY · Jennifer Trail. MLS #OM732257.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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