12864 SE 92ND COURT ROAD, SUMMERFIELD, FL, 34491
Active18 days on marketListed Sep 3, 2026MLS #OM731163
About this home
12864 SE 92ND COURT ROAD
Updated Madeira Model – Loaded with Upgrades! COMPLETELY UPDATED & MOVE-IN READY! Partially Furnished Beautiful 1,840 sq. ft. Madeira model in Beautiful Del Webb Spruce Creek Golf & Country Club featuring 2 bedrooms, 2 baths + flex room ideal for an office, den, or hobby room. BIG-TICKET UPGRADES include a whole-house gas Generac generator (2020), Carrier 4-ton/3-zone A/C (2021), gas hot water heater (2024), and roof (2014). Inside, enjoy gorgeous custom wood-look ceramic tile, crown molding, new window treatments, lighting and ceiling fans, plus fresh interior and exterior paint, Lanai under heat and air. The updated kitchen features new GE appliances with GAS STOVE, refinished cabinetry and pantry, reverse osmosis system, and water softener/treatment system. Both baths have been refreshed with refinished vanities, new countertops and faucets, plus a custom glass shower enclosure in the primary bath. The primary closet also features new custom shelving. BONUS GARAGE SPACE! 2-car garage + golf cart garage + additional AIR-CONDITIONED ROOM—perfect for storage, hobby space, or a wine cellar, “Storage galore! This home offers exceptional storage throughout, with significantly more than most homes, including extensive additional cabinetry and storage in the garage.” Additional improvements include cleaned A/C ductwork, new garage door opener, freshly painted garage floor, and gorgeous landscaping. Enjoy the exceptional Del Webb lifestyle with 36 holes of championship golf, 3 pools, 2 hot tubs, fitness center, restaurant & bar, pickleball, tennis, softball, billiards, and nearly 100 clubs and activities. UPDATED, UPGRADED & READY TO ENJOY—THIS MADEIRA HAS IT ALL! Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,840
Sqft
0.19 ac
Lot size
3
Garage
2001
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,379 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,379/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+30.5%
$/sqft vs SPRUCE CREEK GC
$233 vs $192
Days on market
18 vs 53 typical
Where $233/sqft sits among the 61 homes for sale in SPRUCE CREEK GC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $269K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
22 of 61
SPRUCE CREEK GC have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 12864 SE 92ND COURT ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$305,000
13835 SE 85TH CIRCLE · same community
2 bd · 2 ba · 1,822 sqft · $167/sqft · 55 DOM
Sold · Jan ’26$342,000
12871 SE 92ND COURT ROAD · same community
2 bd · 2 ba · 1,868 sqft · $183/sqft · 29 DOM
Sold · Jan ’26$328,500
8642 SE 132ND STREET · same community
3 bd · 2 ba · 1,720 sqft · $191/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 12864 SE 92ND COURT ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12864 SE 92ND COURT ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12864 SE 92ND COURT ROAD FAQs
What would the monthly payment be for 12864 SE 92ND COURT ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,379/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12864 SE 92ND COURT ROAD?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12864 SE 92ND COURT ROAD?+
The most recent tax bill on record (2025) was $3,478. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12864 SE 92ND COURT ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $429,000, this home is listed about 47% above the Summerfield median of $291,200. The market section on this page shows how the area is trending.
Which schools are assigned to 12864 SE 92ND COURT ROAD?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BROKER ASSOCIATES REALTY · Rich Denicola. MLS #OM731163.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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