8531 E FORT COOPER ROAD, INVERNESS, FL, 34450
Active1 days on marketListed Sep 19, 2026MLS #OM732337
About this home
8531 E FORT COOPER ROAD
Welcome to this beautiful 3-bedroom, 3.5-bathroom home situated on a spacious 2.11-acre lot in a peaceful neighborhood just minutes from downtown Inverness. Ideally located right next to the entrance of Fort Cooper State Park, this home offers unparalleled access to nature and outdoor activities. Each bedroom boasts its own full bathroom, providing privacy and comfort for all. The primary suite features a bonus room/office, perfect for working from home, crafts, a nursery, or a quiet retreat. Step inside to admire the high ceilings planked with cedar and the hand-scraped Hickory wood floors in the living area, creating a warm and inviting atmosphere. The kitchen impresses with Satillo tile floors, granite countertops, and plenty of space for culinary adventures. Cozy up on chilly evenings by the wood-burning fireplace. Enjoy nature right in your backyard with walking trails winding through the property, a pergola for outdoor relaxation, and a private garden with planter boxes for your green thumb. The property is partially fenced and includes a shed with a lean-to for extra storage or hobby space. Additional highlights include a 2-bay garage, attic storage space off the guest bedroom that can be converted into additional living space, and the home is wired for a portable generator. Deer are frequent visitors, adding to the serene, natural setting. Recent updates provide peace of mind with a roof replaced in 2025, water heater replaced in 2025, HVAC system updated in 2019, windows replaced in 2018, and an electrical panel updated in 2018. The location puts you close to restaurants, shopping, schools, hospitals, and the Rails to Trails, giving you the perfect blend of country tranquility and city convenience. This home is a rare find. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,850
Sqft
2.11 ac
Lot size
2
Garage
1988
Year built
Two
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,594 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,594/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Inverness actives
$200 vs $182
Days on market
1 vs 43 typical
Where $200/sqft sits among the 189 Inverness actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34450 — neighborhood snapshot
Population
10,408
Median age
59.5
Median income
$48,955
Median home value
$210,200
Avg household
2.04
Households w/ children
604
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $245K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
101 of 189
Inverness actives have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 185% above the INVERNESS 34450 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 8531 E FORT COOPER ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$399,000
3420 S FAIRWAY TERRACE
3 bd · 3 ba · 2,737 sqft · $146/sqft · 55 DOM
Sold · Jul ’26$490,000
4060 S KENVERA LOOP
3 bd · 2 ba · 2,720 sqft · $180/sqft · 87 DOM
Sold · Mar ’26$695,000
5124 S POINTE DRIVE
3 bd · 2.5 ba · 2,607 sqft · $267/sqft · 146 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Elizabeth Elliott
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8531 E FORT COOPER ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8531 E FORT COOPER ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8531 E FORT COOPER ROAD FAQs
What would the monthly payment be for 8531 E FORT COOPER ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,594/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8531 E FORT COOPER ROAD?+
The most recent tax bill on record (2025) was $1,739. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $569,900, this home is listed about 123% above the Inverness median of $255,250. The market section on this page shows how the area is trending.
Which schools are assigned to 8531 E FORT COOPER ROAD?+
Inverness Primary School (elementary), Citrus High School (high), Inverness Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$569,900 runs 185% above the INVERNESS 34450 median — but at 2,850 sqft it's also nearly twice the size of the typical Inverness listing.
02Garden & Trees/Woods views
The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Inverness market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE NGR-INVERNESS · Katie Hensley. MLS #OM732337.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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