18620 NE 12TH COURT, CITRA, FL, 32113
Active51 days on marketListed Sep 17, 2026MLS #OM732411
About this home
18620 NE 12TH COURT
Discover the possibilities on this versatile 3.1-acre hobby farm in Citra, Florida — ideal for horses, multigenerational living, hobbies, or supplemental income. Main Home 4 bedrooms, 2 bathrooms with flexible living spaces perfect for everyday family life, working from home, or creative pursuits. Private Apartment Separate entrance and patio, full kitchen, living area, bedroom with walk-in closet, and its own bath. Ideal for guests, extended family, caretaker, or rental income. Equestrian Setup 4-stall barn with concrete aisle and wash racks 3 paddocks + large field Perimeter fencing and gated entrances Additional outbuildings for equipment, tools, and storage Recent Improvements HUD-compliant retrofit with leveling and tie-downs Updated windows, electrical panel, and ductwork New lighting and ceiling fans Roof replaced in 2017 Currently insured through Foremost Enjoy peaceful country living with convenient access to state parks featuring equestrian trails, plus nearby venues and attractions in Florida’s Horse Capital region. A flexible property ready for horses, hobbies, guests, and more.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,660
Sqft
3.01 ac
Lot size
1988
Year built
One
Levels
$135
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,887 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,887/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+51.7%
$/sqft vs Citra actives
$135 vs $221
Days on market
51 vs 43 typical
Where $135/sqft sits among the 44 Citra actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citra
Get to know Citra. See the full Citra guide →
CITRA 32113 — neighborhood snapshot
Population
5,954
Median age
50.5
Median income
$63,066
Median home value
$167,100
Avg household
2.36
Households w/ children
578
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citra market
$250K → $245K
Citra median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
23 of 44
Citra actives have cut their price
Median sold price, Citra, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 203% above the CITRA 32113 median. See the full Citra market guide →
Paper trail
This home's history
Reality check
What actually sold near 18620 NE 12TH COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$485,000
507 E HIGHWAY 318
3 bd · 2.5 ba · 3,098 sqft · $157/sqft · 76 DOM
Sold · Oct ’26$263,000
18546 NE 5TH TERRACE ROAD
3 bd · 2 ba · 2,200 sqft · $120/sqft · 440 DOM
Sold · Feb ’26$340,000
19411 N US HIGHWAY 301
5 bd · 3 ba · 2,060 sqft · $165/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 18620 NE 12TH COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18620 NE 12TH COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18620 NE 12TH COURT FAQs
What would the monthly payment be for 18620 NE 12TH COURT?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,887/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18620 NE 12TH COURT?+
The most recent tax bill on record (2025) was $1,149. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18620 NE 12TH COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Citra?+
At $360,000, this home is listed about 9% above the Citra median of $329,950. The market section on this page shows how the area is trending.
Which schools are assigned to 18620 NE 12TH COURT?+
North Marion High School (high), North Marion Middle School (middle), Sparr Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HORSE GATE REAL ESTATE LLC · Mary Carter. MLS #OM732411.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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