11845 N BLUFF COVE PATH, DUNNELLON, FL, 34434
Active2 days on marketListed Sep 18, 2026MLS #OM732511
About this home
11845 N BLUFF COVE PATH
See Realtor Remarks: ESCAPE THE ORDINARY and step into an EXTRAORDINARY lifestyle at 11845 N Bluff Cove Path. Tucked away in the desirable, peaceful enclave of River Bluffs, this custom single-family home offers the perfect harmony of pristine privacy and natural beauty. Set on a level lot backing up to a protected greenway, you are just steps from the historic Withlacoochee River and scenic trailheads (perfect for cycling enthusiasts)-yet only minutes from Dunnellon's historic district, shopping, and world-famous freshwater springs. The inviting vibe starts at the road and bids you... COME ON IN!! Upon entry you will be awed by the voluminous vaulted ceilings and large stacked sliders creating an airy openness and melding the inside to the outside. The sparkling saltwater pool complete with a custom waterfall along with al fresco dining and a lush backyard create a relaxing escape from everyday stress. An expansive open-concept floor plan flows seamlessly from the great room areas...living room, dining room, kitchen, and breakfast nook. Easily transition from cooking dinner to engaging conversations with loved ones. Guests may want to gather around the granite kitchen counters to get a closer view of what's for dinner or steal a taste. The kitchen offers newer stainless steel appliances, soft close drawers, pullouts, pantry, and tons of cabinets for great storage. The oversized owner's ensuite with pocket door, walk-in closet, private lanai access, tray ceiling and functional/additional space for an office, yoga, working out or reading nook... customize your space. The owner's bath offers dual sinks, granite counters, and zero-entry stone shower. All bedrooms are bright and spacious. Loads of storage. The 3rd bedroom with additional half-bath ensures your guests will be ultra-comfortable while offering access to the pool and private backyard oasis. Newer appliances included: refrigerator, washer and dryer, and dishwasher. Other recent improvements include all interior paint, ceiling lights, ceiling fans in living room and owner's suite, wood laminate flooring in all bedrooms, a remotely controlled garage screen, 3 new toilets, and a barn door for the half bath. This is an EXCEPTIONAL home.... pride of ownership is evident throughout... come see for yourself!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,079
Sqft
0.51 ac
Lot size
2
Garage
2017
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,617 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,617/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Dunnellon actives
$228 vs $184
Days on market
2 vs 35 typical
Where $228/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34434 — neighborhood snapshot
Population
10,701
Median age
43.6
Median income
$56,553
Median home value
$211,500
Avg household
2.6
Households w/ children
1,378
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
173 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1482% above the DUNNELLON 34434 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 11845 N BLUFF COVE PATH
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$300,000
8445 N RIVER DUNE STREET · same community
3 bd · 2 ba · 1,400 sqft · $214/sqft · 2 DOM
Sold · Mar ’26$360,000
8434 N RIVER DUNE STREET · same community
3 bd · 2 ba · 1,353 sqft · $266/sqft · 23 DOM
Sold · Sep ’26$350,000
8420 N RIVER DUNE STREET · same community
3 bd · 2 ba · 1,296 sqft · $270/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11845 N BLUFF COVE PATH — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11845 N BLUFF COVE PATH — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11845 N BLUFF COVE PATH FAQs
What would the monthly payment be for 11845 N BLUFF COVE PATH?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,617/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11845 N BLUFF COVE PATH?+
The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11845 N BLUFF COVE PATH?+
The most recent tax bill on record (2025) was $5,343. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11845 N BLUFF COVE PATH?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $474,500, this home is listed about 56% above the Dunnellon median of $305,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11845 N BLUFF COVE PATH?+
Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$474,500 runs 1482% above the DUNNELLON 34434 median — but at 2,079 sqft it's also 18% larger than the typical Dunnellon listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Dunnellon market that averages 35 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM732511.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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