00 W HIGHWAY 40, DUNNELLON, FL, 34431
Active646 days on marketListed Oct 30, 2024MLS #TB8315658
About this home
00 W HIGHWAY 40
"WATERFRONT LAND ON THE WITHLACOOCHEE RIVER" "ZONED PUD" Entrepreneur's dream in Dunnellon, FL. Rare opportunity to own 9.63 +/- acres waterfront land along the scenic Withlacoochee River. This expansive property offers endless opportunities for building your designer home, creating a private sanctuary, or developing an investment opportunity. Located directly on the banks of the River that feeds out to the Gulf of Mexico. This River provides 76 miles of Designated Paddling Trail mapped for Lacoochee to Dunnellon. There is some development along the banks, but in the river's southern location, much of the river flows through the State Forest and Conservation Areas. Quiet, scenic, sheltered, and breathtaking views is the type of kayaking we enjoy most. There is direct access to the water. The natural beauty of Dunnellon surrounds this land, with mature trees, lush vegetation, and a serene ambiance that captures the essence of waterfront living. Wildlife is all around you, enthusiasts will appreciate the abundance of birdwatching and fishing opportunities right at their finger tips. For a showing, give me a call.
Facts & features
The home at a glance
9.63 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,066 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,066/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1108% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 00 W HIGHWAY 40
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$247,000
1074 EMPORIA ROAD · same community
2 bd · 1 ba · 716 sqft · $345/sqft · 11 DOM
Sold · Dec ’25$130,000
5640 SW 57TH AVENUE · same community
2 bd · 1 ba · 756 sqft · $172/sqft · 78 DOM
Sold · Dec ’25$168,500
12860 SW 174TH STREET · same community
3 bd · 1 ba · 816 sqft · $206/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 00 W HIGHWAY 40 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 00 W HIGHWAY 40 — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
00 W HIGHWAY 40 FAQs
What would the monthly payment be for 00 W HIGHWAY 40?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,066/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 00 W HIGHWAY 40?+
The most recent tax bill on record (2023) was $9. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 00 W HIGHWAY 40?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $459,000, this home is listed about 53% above the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$459,000 runs 1108% above the DUNNELLON 34431 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
646 days on market against a Dunnellon median of 39 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $575,000, now $459,000 — a $116K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX BAYSIDE REALTY LLC · Danna Frost. MLS #TB8315658.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Dunnellon homes, in your inbox
Like 00 W HIGHWAY 40 but not quite? A daily digest of every new listing in Dunnellon — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Bridget to ping you on any price or status change →