1783 N MUSIAL POINT, HERNANDO, FL, 34442
Active15 days on marketListed Sep 28, 2026MLS #OM732879
About this home
1783 N MUSIAL POINT
Nestled in the prestigious gated community of Terra Vista, this exquisite home offers a perfect blend of luxury and comfort. Situated on a tranquil cul-de-sac, the property boasts an expansive 1,500-square-foot pavered screened lanai, ideal for outdoor entertaining or relaxing amidst lush landscaping. Inside, you'll find four oversized bedrooms plus a dedicated office, complemented by 3 ½ elegantly designed bathrooms featuring extravagant fixtures and a walk-in jetted bathtub for ultimate relaxation. The living spaces are adorned with detailed coffered ceilings, custom crown molding, and tile floors throughout, creating a refined ambiance highlighted by a stacked stone gas fireplace. The gourmet kitchen is equipped with stainless steel appliances, granite countertops, and custom closets, marrying style and functionality. The circular pavered driveway leads to a spacious two-car garage, complete with a brand-new coating on the floor and extra space including a dedicated door for your golf cart. The freshly painted exterior and meticulous attention to detail throughout make this home truly move-in ready, offering a sophisticated and serene lifestyle in a community rich with amenities.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,997
Sqft
0.35 ac
Lot size
2
Garage
2001
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,225 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,225/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.9%
$/sqft vs Hernando actives
$167 vs $200
Days on market
15 vs 68 typical
Where $167/sqft sits among the 134 Hernando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$326K → $349K
Hernando median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
48 of 134
Hernando actives have cut their price
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 1783 N MUSIAL POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$424,000
23 W MICKEY MANTLE PATH · same community
4 bd · 2.5 ba · 2,838 sqft · $149/sqft · 166 DOM
Sold · Jun ’26$415,360
1543 N KILLEBREW POINT · same community
4 bd · 3 ba · 2,642 sqft · $157/sqft · 70 DOM
Sold · Dec ’25$857,500
397 W CHASE STREET
3 bd · 3.5 ba · 2,999 sqft · $286/sqft · 34 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1783 N MUSIAL POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1783 N MUSIAL POINT — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1783 N MUSIAL POINT FAQs
What would the monthly payment be for 1783 N MUSIAL POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,225/mo — principal and interest, the actual property-tax bill, the $282/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1783 N MUSIAL POINT?+
The association fee works out to $282 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1783 N MUSIAL POINT?+
The most recent tax bill on record (2025) was $7,431. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1783 N MUSIAL POINT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $499,900, this home is listed about 35% above the Hernando median of $369,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1783 N MUSIAL POINT?+
Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SELLSTATE NGR-INVERNESS · Katie Hensley. MLS #OM732879.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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