CENTURY 21 Edge
$197,5005 bd3 ba2,280 sqft$87 /sqft≈$1,530 /mo all-in ↓

8585 NW 15TH AVENUE, OCALA, FL, 34475

Active16 days on marketListed Sep 25, 2026MLS #OM732927

✦ Priced 34% below the OCALA 34475 medianManufactured HomeCONCORDIA PARK UN I

About this home

8585 NW 15TH AVENUE

Spacious 5-bedroom, 3-bath home offering 2,280 sq. ft. of living space on a .36-acre lot in NW Ocala with NO HOA! The split-bedroom floor plan provides plenty of room and flexibility for a larger household, guests, a home office, or multi-generational living. The kitchen features a center island with seating and opens to the main living area, where a wood-burning fireplace creates a comfortable gathering space. Outside, there is a 2-car carport plus an additional front parking pad for extra vehicles. The roof was updated in 2017, and the septic drainfield was replaced in 2021. Well and septic mean no monthly water bill. With five bedrooms, three full baths, generous living space, ample parking, and no HOA, this property offers a lot for the price. New mobile home skirting in 2025. The home does need some odds and ends, so the seller has priced it accordingly—giving buyers an opportunity to add their own finishing touches and make it their own. Convenient NW Ocala location with easy access to shopping, dining, outdoor recreation, and everything available in Ocala/Marion County. Also a convenient commute to Gainesville. Trampoline with no net has been removed. Home is sold as is, priced accordingly.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,280

Sqft

0.36 ac

Lot size

2000

Year built

One

Levels

$87

Per sqft

Fireplace

Inside

FlooringLaminate · Tile
AppliancesDryer · Freezer · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen
LaundryLaundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesWest
ExteriorOther

Community & fees

Taxes (2025)$1,435/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,530 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,163
FHA mortgage insurance (est.)$87
Property tax — 2025 actual bill$120
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,913Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,913
Interest rate6.00%
Loan term

Estimated payment

$1,530/mo

Principal & interest$1,163
FHA mortgage insurance (est.)$87
Property taxes (actual bill)$120
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $198K
$190KedgeAI estimate $287,268 · range $259K–$316K$329K

vs edgeAI estimate

−31.2%

$/sqft vs Ocala actives

$87 vs $181

Days on market

16 vs 74 typical

Where $87/sqft sits among the 400 Ocala actives

61 · this home
229
66
8
11
25
$87–148$148–209$209–270$270–331$331–392$392+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Get to know Ocala. See the full Ocala guide →

OCALA 34475 — neighborhood snapshot

Population

14,812

Median age

36.1

Median income

$33,515

Median home value

$170,300

Avg household

2.65

Households w/ children

1,649

For the school run

Marion County School District

HighVanguard High School★★★★★
MiddleHoward Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller — 4.6 months of inventoryBuyer’s market

$285K → $284K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

222 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 34% below the OCALA 34475 median. See the full Ocala market guide →

Paper trail

This home's history

Sep 25, 2026Listed at $197,500 · 16 days on market since
2000Built · CONCORDIA PARK UN I

Reality check

What actually sold near 8585 NW 15TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1812 NW 85TH LOOPSold · Dec ’25

$548,920

1812 NW 85TH LOOP

4 bd · 3.5 ba · 2,288 sqft · $240/sqft · 0 DOM

2066 NW 79TH LOOPSold · Jun ’26

$540,000

2066 NW 79TH LOOP

4 bd · 2.5 ba · 2,331 sqft · $232/sqft · 40 DOM

2073 NW 79TH LOOPSold · May ’26

$525,000

2073 NW 79TH LOOP

4 bd · 3 ba · 2,385 sqft · $220/sqft · 529 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8585 NW 15TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8585 NW 15TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8585 NW 15TH AVENUE FAQs

What would the monthly payment be for 8585 NW 15TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,530/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8585 NW 15TH AVENUE?+

The most recent tax bill on record (2025) was $1,435. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $197,500, this home is listed about 34% below the Ocala median of $299,180. The market section on this page shows how the area is trending.

Which schools are assigned to 8585 NW 15TH AVENUE?+

Vanguard High School (high), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of NEXTHOME PROFESSIONAL REALTY · Courtney Moody. MLS #OM732927.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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