3420 SE 135TH LANE, SUMMERFIELD, FL, 34491
Active13 days on marketListed Sep 28, 2026MLS #OM733053
About this home
3420 SE 135TH LANE
Welcome home to this beautifully updated 3-bedroom, 2-bath home where modern updates and everyday comfort come together. Major improvements include a new metal roof and new HVAC system, both installed in 2026, giving you peace of mind from day one. Inside, you’ll find generously sized bedrooms and plenty of storage throughout, offering the space and functionality that are often hard to find. With thoughtful updates already completed, there is nothing left to do but move in and enjoy. Conveniently located in Summerfield near shopping, dining, recreation, and major roadways with NO HOA, this home offers the combination of comfort, convenience, and value you have been looking for. Come see all the space, updates, and thoughtful improvements this beautifully refreshed home features!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,758
Sqft
0.25 ac
Lot size
1982
Year built
One
Levels
$137
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,972 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,972/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs BELLEVIEW HEIGHTS ESTATE
$137 vs $186
Days on market
13 vs 70 typical
Where $137/sqft sits among the 45 homes for sale in BELLEVIEW HEIGHTS ESTATE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
21 of 45
BELLEVIEW HEIGHTS ESTATE have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 3420 SE 135TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$135,900
3420 SE 135TH LANE · same community
3 bd · 2 ba · 1,758 sqft · $77/sqft · 9 DOM
Sold · Mar ’26$285,000
3696 SE 139TH LANE · same community
3 bd · 2.5 ba · 1,590 sqft · $179/sqft · 52 DOM
Sold · Aug ’26$170,000
4657 SE 136TH STREET · same community
3 bd · 2 ba · 1,553 sqft · $109/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 3420 SE 135TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3420 SE 135TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3420 SE 135TH LANE FAQs
What would the monthly payment be for 3420 SE 135TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,972/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3420 SE 135TH LANE?+
The most recent tax bill on record (2025) was $3,512. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $240,000, this home is listed about 17% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3420 SE 135TH LANE?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EVM TOTAL REAL ESTATE SOLUTION · Debra Bernardo. MLS #OM733053.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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