CENTURY 21 Edge
$212,5003 bd2 ba1,657 sqft$128 /sqft≈$1,773 /mo all-in ↓

1708 NE 38TH AVENUE, OCALA, FL, 34470

Active13 days on marketListed Sep 29, 2026MLS #OM733065

VillaFOX MEADOWS

Come see it

Upcoming open houses

Fri, Oct 16

3:00 PM – 6:00 PM

Beautiful Villa in Fox Meadow in NE Ocala that is ready for a new owner! Come see this property on either Friday or Saturday and see the largest one story home in the community that offers a sparkling swimming pool and lawn maintenance for worry free living.

Sat, Oct 17

2:00 PM – 5:00 PM

Beautiful Villa in Fox Meadow in NE Ocala that is ready for a new owner! Come see this property on either Friday or Saturday and see the largest one story home in the community that offers a sparkling swimming pool and lawn maintenance for worry free living.

About this home

1708 NE 38TH AVENUE

Tucked away in a quiet setting just minutes from downtown Ocala, this 2-3bedroom, 2-bath patio home offers a seamless mix of comfort, convenience, and low-maintenance living. Step inside to find a light and welcoming layout with tile floors in the traffic area and carpet in the bedrooms and more closet space than you’ll know what to do with. This is the largest single level home in the subdivision offering 1657 sq ft of living space. The kitchen is beautifully appointed with cobalt counters and lots of cabinetry and stainless steel stove and microwave. The comfortable living room and the primary suite open directly to the screened courtyard—a tranquil retreat where you can sip your morning coffee or enjoy the starry night sky. The master bedroom is oversized to meet all your needs. The office/den area has a sweet spot with the bench seat and bay window. The home also includes a 1-car garage with attic access and extra storage. Backing up to a wooded area, you’ll enjoy added privacy. You will have peace of mind that the A/C was replaced 11/2020 and the Roof was installed 2/2015. The low HOA fee takes care of lawn maintenance, exterior paint, and gives you access to the community pool and pavilion—perfect for enjoying a carefree Florida lifestyle. With shopping, dining, medical and downtown Ocala only a few minutes away, this home combines easy living with unbeatable convenience. Schedule your tour today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,657

Sqft

0.05 ac

Lot size

1

Garage

1983

Year built

One

Levels

$128

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorAccessibility Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor · Skylight(s) · Split Bedroom · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationBlock · Concrete Perimeter
FacesSouthwest
ParkingGarage Door Opener
ExteriorCourtyard · Irrigation System · Sliding Doors

Community & fees

HOA fee$200/mo
Taxes (2025)$811/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,773 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,251
FHA mortgage insurance (est.)$94
Property tax — 2025 actual bill$68
HOA fee — from the listing$200
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,438Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,438
Interest rate6.00%
Loan term

Estimated payment

$1,773/mo

Principal & interest$1,251
FHA mortgage insurance (est.)$94
Property taxes (actual bill)$68
HOA / condo fee$200
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $213K
$163KedgeAI estimate $189,057 · range $170K–$208K$221K

vs edgeAI estimate

+12.4%

$/sqft vs Ocala actives

$128 vs $180

Days on market

13 vs 73 typical

Where $128/sqft sits among the 400 Ocala actives

197 · this home
138
24
8
8
25
$125–179$179–234$234–289$289–344$344–399$399+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Get to know Ocala. See the full Ocala guide →

OCALA 34470 — neighborhood snapshot

Population

21,521

Median age

40.1

Median income

$49,592

Median home value

$171,500

Avg household

2.29

Households w/ children

2,267

For the school run

Marion County School District

ElementaryWyomina Park Elementary School★★★★★
MiddleFort King Middle School★★★★★
HighVanguard High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$285K → $284K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

224 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the OCALA 34470 median. See the full Ocala market guide →

Paper trail

This home's history

Sep 29, 2026Listed at $212,500 · 13 days on market since
1983Built · FOX MEADOWS

Reality check

What actually sold near 1708 NE 38TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3702 NE 16TH PLACESold · May ’26

$219,000

3702 NE 16TH PLACE · same community

3 bd · 2 ba · 1,451 sqft · $151/sqft · 146 DOM

4404 NE 4TH STREETSold · Sep ’26

$350,000

4404 NE 4TH STREET

2 bd · 2 ba · 1,657 sqft · $211/sqft · 23 DOM

545 NE 45TH COURTSold · Oct ’25

$256,000

545 NE 45TH COURT

3 bd · 2 ba · 1,631 sqft · $157/sqft · 14 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1708 NE 38TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1708 NE 38TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1708 NE 38TH AVENUE FAQs

What would the monthly payment be for 1708 NE 38TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,773/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1708 NE 38TH AVENUE?+

The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1708 NE 38TH AVENUE?+

The most recent tax bill on record (2025) was $811. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1708 NE 38TH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $212,500, this home is listed about 29% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1708 NE 38TH AVENUE?+

Wyomina Park Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SELLSTATE NEXT GENERATION REALTY · Suzette Weddington-Moore. MLS #OM733065.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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