4900 NW 120TH STREET, REDDICK, FL, 32686
Active9 days on marketListed Oct 15, 2026MLS #OM733166
About this home
4900 NW 120TH STREET
Located in the Germantown Farms community of NW Ocala, this equestrian property offers approximately 11 fully fenced acres just 15 minutes from the World Equestrian Center. A long paved driveway leads through mature landscaping accented by oak and fruit trees, creating a private and peaceful setting. The main residence features 4 bedrooms and 3 bathrooms with tile and wood flooring throughout. The fourth bedroom functions well as an in-law suite or guest space, with a separate entrance from the pool patio and its own private bathroom, offering added privacy and flexibility. A covered porch and screen-enclosed patio extend the living space outdoors, while the in-ground saltwater pool provides an inviting place to relax and enjoy the Florida lifestyle. The property also features a 2-car garage, providing ample room for vehicles and storage. Equestrian amenities include 5 paddocks, a riding ring, and a 4-stall barn complete with separate feed and tack rooms and a hot-water wash rack. The barn is set up with everything needed for convenient day-to-day horse care. With established horse facilities, open acreage, and flexible living spaces, this property offers the privacy and versatility to enjoy the Ocala equestrian lifestyle.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,688
Sqft
11.67 ac
Lot size
2
Garage
2004
Year built
One
Levels
$530
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,329 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,329/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.6%
$/sqft vs Reddick actives
$530 vs $366
Days on market
9 vs 82 typical
Where $530/sqft sits among the 31 Reddick actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Reddick
Get to know Reddick. See the full Reddick guide →
REDDICK 32686 — neighborhood snapshot
Population
5,531
Median age
39.5
Median income
$46,793
Median home value
$279,000
Avg household
2.37
Households w/ children
638
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Reddick market
$619K → $633K
Reddick median sold, yr/yr
91.4%
Sale-to-list ratio (12 mo)
10 of 31
Reddick actives have cut their price
Median sold price, Reddick, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 165% above the REDDICK 32686 median. See the full Reddick market guide →
Paper trail
This home's history
Reality check
What actually sold near 4900 NW 120TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$3,600,000
5575 NW 100TH STREET
3 bd · 2 ba · 1,127 sqft · $3,194/sqft · 184 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4900 NW 120TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4900 NW 120TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4900 NW 120TH STREET FAQs
What would the monthly payment be for 4900 NW 120TH STREET?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $10,329/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4900 NW 120TH STREET?+
The most recent tax bill on record (2025) was $8,007. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4900 NW 120TH STREET?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Reddick?+
At $1,425,000, this home is listed about 85% above the Reddick median of $768,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4900 NW 120TH STREET?+
Reddick-Collier Elementary School (elementary), North Marion Middle School (middle), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OCALA HORSE PROPERTIES, LLC · Matt Varney. MLS #OM733166.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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