CENTURY 21 Edge
$764,9903 bd3 ba2,870 sqft$267 /sqft≈$4,969 /mo all-in ↓

8617 SW 99TH CIRCLE, OCALA, FL, 34481

Active10 days on marketListed Oct 2, 2026MLS #OM733305

✦ New constructionSingle Family ResidenceCANDLER HILLS

About this home

8617 SW 99TH CIRCLE

Virtually Staged. Forget the wait, uncertainty, and months of decisions that come with new construction. This 2026 Wellington in Balfour at Candler Hills Estate sits on a private lot and offers 3 bedrooms, 3 full bathrooms, a flex room, and an oversized 3-car garage with a 4-foot extension. Extensively customized with high-end finishes and thoughtful details throughout, this distinctive property offers a rare opportunity to enjoy a fully finished, highly customized home without the wait. Step through the double French entry doors into a welcoming foyer featuring a tray ceiling with crown molding, elegant light fixture, and convenient coat closet. High-end lighting and custom details immediately set the tone for what awaits beyond. The foyer opens into an impressive kitchen, dining, and living area designed for entertaining and everyday living. The gourmet kitchen is a true showpiece, featuring an oversized island with full-wrap cabinetry, high-end quartz countertops, and a full-height quartz backsplash. Cabinetry extends to the ceiling and features dovetail construction, soft-close features, custom built-ins and pull-outs, crown molding, and under-cabinet lighting, along with a premium appliance package including a stunning gas range with custom hood and built-in appliances. A large walk-in pantry with custom built-ins adds even more storage. The adjoining dining area features a distinctive designer light fixture and detailed crown molding, while the living area showcases a custom entertainment center with matching quartz countertop and built-in fireplace, complemented by a tray ceiling with crown molding. Beyond the living area, the enclosed Florida room offers additional living and entertaining space surrounded by custom windows, creating a bright and inviting extension of the home. The luxurious primary suite features a tray ceiling with crown molding and ceiling fan, along with an oversized walk-in closet outfitted with custom built-ins. The spa-inspired en-suite bath features an extended double quartz vanity and zero-entry shower finished with quartz tile extending to the ceiling and a built-in bench. A second primary suite offers its own en-suite bath and spacious walk-in closet with custom built-ins, providing an ideal retreat for extended-stay guests. A third bedroom, third full bathroom, and flex room provide even more flexibility for a home office, hobby room, or whatever suits your lifestyle. The laundry suite includes a GE Profile washer and dryer, upper and lower cabinetry with crown molding, and a utility sink with granite countertop. Just inside the garage entry, the custom drop zone features finished cabinetry and a built-in bench, creating a stylish and highly functional space for everyday organization. The oversized 3-car garage features a 4-foot extension and custom shark coating flooring, offering a durable, attractive, and low-maintenance finish. From the RevWood flooring and custom zebra shades to the crown molding, tray ceilings, high-end lighting, sophisticated black-and-gold accents, and exceptional storage, every detail has been thoughtfully considered. With two primary suites and extensive custom enhancements throughout, this property offers a highly customized new-home experience without the wait! Enjoy the vibrant 55+ lifestyle of On Top of the World, featuring world-class amenities, championship golf, and convenient golf cart access shopping, dining, entertainment, banking, health and beauty services.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,870

Sqft

0.25 ac

Lot size

3

Garage

2026

Year built

One

Levels

$267

Per sqft

Fireplace55+ communityPets allowed

Inside

FlooringHardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener · Oversized
ExteriorFrench Doors · Irrigation System · Lighting · Sliding Doors

Community & fees

HOA fee$366/mo
Taxes (2025)$338/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Park · Playground · Pool · Racquetball · Restaurant · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Fiber Optics · Natural Gas Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,969 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,128
PMI (est., until 20% equity)$287
Property tax — 2025 actual bill$28
HOA fee — from the listing$366
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $76,499Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $76,499
Interest rate6.00%
Loan term

Estimated payment

$4,969/mo

Principal & interest$4,128
PMI (est., until 20% equity)$287
Property taxes (actual bill)$28
HOA / condo fee$366
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $765K
$487KedgeAI estimate $563,271 · range $507K–$607K$796K

vs edgeAI estimate

+35.8%

$/sqft vs CANDLER HILLS

$267 vs $228

Days on market

10 vs 74 typical

Where $267/sqft sits among the 40 homes for sale in CANDLER HILLS

8
5
6
2
11
8 · this home
$155–173$173–192$192–211$211–229$229–248$248+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside On Top Of The World

Get to know Ocala. See the full Ocala guide →

On Top Of The World — neighborhood snapshot

Population

9,305

Median age

73

Median income

$51,446

Median home value

$222,633

Avg household

2

Households w/ children

77%

For the school run

Marion County School District

HighWest Port High School★★★★★
MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller — 4.6 months of inventoryBuyer’s market

$285K → $284K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

8 of 40

CANDLER HILLS have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 222% above the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

Oct 2, 2026Listed at $764,990 · 10 days on market since
2026Built · CANDLER HILLS

Reality check

What actually sold near 8617 SW 99TH CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10127 SW 82ND PLACE ROADSold · Jun ’26

$485,000

10127 SW 82ND PLACE ROAD · same community

3 bd · 3 ba · 2,870 sqft · $169/sqft · 7 DOM

8522 SW 99TH CIRCLESold · Mar ’26

$496,000

8522 SW 99TH CIRCLE · same community

3 bd · 3 ba · 2,907 sqft · $171/sqft · 96 DOM

10075 SW 84TH STREET ROADSold · Nov ’25

$503,000

10075 SW 84TH STREET ROAD · same community

3 bd · 3 ba · 2,907 sqft · $173/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 8617 SW 99TH CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8617 SW 99TH CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8617 SW 99TH CIRCLE FAQs

What would the monthly payment be for 8617 SW 99TH CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,969/mo — principal and interest, the actual property-tax bill, the $366/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8617 SW 99TH CIRCLE?+

The association fee works out to $366 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8617 SW 99TH CIRCLE?+

The most recent tax bill on record (2025) was $338. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8617 SW 99TH CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $764,990, this home is listed about 156% above the Ocala median of $299,180. The market section on this page shows how the area is trending.

Which schools are assigned to 8617 SW 99TH CIRCLE?+

West Port High School (high), Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ON TOP OF THE WORLD REAL EST · Amber Milko. MLS #OM733305.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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