213 OAK LANE, OCALA, FL, 34472
Active6 days on marketListed Oct 6, 2026MLS #OM733324
About this home
213 OAK LANE
USDA Welcomes! Your next chapter starts here! Built in 2018, this welcoming 3-bedroom, 2-bath home in Silver Springs Shores offers a comfortable layout, an attached garage, and a spacious backyard—all on a .23-acre homesite in southeast Ocala. Whether you’re purchasing your first home or looking for a manageable space to call your own, its 1,014 square feet of living space make every room count. Inside, cathedral ceilings give the bright, open living area an airy feel, while the connected kitchen and dining space make it easy to prepare dinner, catch up with friends, or enjoy a quiet evening at home. The eat-in kitchen includes a refrigerator, range, range hood, and dishwasher. Ceiling fans add everyday comfort, and the single-story layout keeps everything conveniently within reach. The primary bedroom features its own bathroom, while two additional bedrooms offer space for guests, a home office, or your favorite hobbies. An attached garage provides room for parking and storage, and the generous backyard invites you to imagine weekend barbecues, a garden, or simply a comfortable spot to relax outdoors. With newer construction, practical spaces, and room to add your personal touch, this home offers an inviting place to begin your homeownership journey. Schedule your showing and picture the possibilities!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,014
Sqft
0.23 ac
Lot size
2018
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,657 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,657/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.7%
$/sqft vs Ocala actives
$196 vs $181
Days on market
6 vs 74 typical
Where $196/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34472 — neighborhood snapshot
Population
34,665
Median age
40.1
Median income
$61,635
Median home value
$185,900
Avg household
2.67
Households w/ children
3,980
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
221 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the OCALA 34472 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 213 OAK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$224,800
261 LOCUST PASS LOOP · same community
3 bd · 2 ba · 1,003 sqft · $224/sqft · 239 DOM
Sold · Jul ’26$205,000
238 OAK LANE CIRCLE · same community
3 bd · 2 ba · 1,072 sqft · $191/sqft · 83 DOM
Sold · Apr ’26$237,000
234 OAK LANE CIRCLE · same community
3 bd · 2 ba · 1,091 sqft · $217/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 213 OAK LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 213 OAK LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
213 OAK LANE FAQs
What would the monthly payment be for 213 OAK LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,657/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 213 OAK LANE?+
The most recent tax bill on record (2025) was $2,853. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 213 OAK LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $199,000, this home is listed about 33% below the Ocala median of $299,180. The market section on this page shows how the area is trending.
Which schools are assigned to 213 OAK LANE?+
Legacy Elementary School (elementary), Lake Weir High School (high), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34472 market on paper
$199,000 is 7% below the OCALA 34472 median of $214,900, and at $196/sqft it sits under the Ocala average of $208.
02City & Garden views
The city and garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 6 days on market in a Ocala market that averages 74 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of GOLDEN OCALA REAL ESTATE INC · Tasha Osbourne. MLS #OM733324.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 213 OAK LANE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Shawn to ping you on any price or status change →