14641 NE 154TH STREET, FORT MC COY, FL, 32134
Active4 days on marketListed Oct 6, 2026MLS #OM733460
About this home
14641 NE 154TH STREET
Set on just shy of 1.5 acres with its own pond, this property offers the kind of space, privacy, and outdoor setting that can be hard to find. The expansive yard is surrounded by mature trees and provides plenty of room to enjoy the outdoors, whether you are looking for space to relax, garden, entertain, or simply have some distance between you and the neighbors. The pond adds even more character to the property and creates a peaceful natural backdrop that makes the land a standout feature. Inside, the home is welcoming and well maintained, with vaulted ceilings, abundant natural light, and attractive wood-look flooring throughout the main living areas. The kitchen features white cabinetry, generous counter space, stainless steel appliances, a breakfast bar, and plenty of storage, all opening nicely to the main living and dining areas. Sliding glass doors lead to the screened rear porch, creating a great spot to relax while overlooking the property. Additional features include an attached garage, metal roof, covered front porch, storage shed, and mature landscaping. With nearly an acre and a half, a private pond, generous outdoor space, and a move-in-ready home, this property offers a combination of land, privacy, and everyday comfort that is increasingly difficult to find.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,296
Sqft
1.47 ac
Lot size
1
Garage
1987
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,728 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,728/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.9%
$/sqft vs Fort Mc Coy actives
$181 vs $195
Days on market
4 vs 56 typical
Where $181/sqft sits among the 55 Fort Mc Coy actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
The numbers that matter
The Fort Mc Coy market
$240K → $120K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
23 of 55
Fort Mc Coy actives have cut their price
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 327% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near 14641 NE 154TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$215,000
15461 NE 147TH AVENUE · same community
3 bd · 2 ba · 1,008 sqft · $213/sqft · 12 DOM
Sold · Sep ’26$165,000
15701 NE 150TH AVENUE
3 bd · 2 ba · 1,292 sqft · $128/sqft · 11 DOM
Sold · Jun ’26$55,000
14840 NE 147 PLACE
3 bd · 2 ba · 1,326 sqft · $41/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14641 NE 154TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14641 NE 154TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14641 NE 154TH STREET FAQs
What would the monthly payment be for 14641 NE 154TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,728/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14641 NE 154TH STREET?+
The most recent tax bill on record (2025) was $974. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Mc Coy?+
At $234,900, this home is listed about 47% above the Fort Mc Coy median of $160,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$234,900 runs 327% above the FORT MC COY 32134 median — but at 1,296 sqft it's also 27% larger than the typical Fort Mc Coy listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 4 days on market in a Fort Mc Coy market that averages 56 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY · Randy Barnes. MLS #OM733460.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Fort Mc Coy homes, in your inbox
Like 14641 NE 154TH STREET but not quite? A daily digest of every new listing in Fort Mc Coy — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Colleen to ping you on any price or status change →