CENTURY 21 Edge
$385,0003 bd2 ba2,168 sqft$178 /sqft≈$2,779 /mo all-in ↓

1077 SE 170TH COURT, SILVER SPRINGS, FL, 34488

Active2 days on marketListed Oct 8, 2026MLS #OM733521

WaterfrontSingle Family ResidenceTRI-LAKES MANOR

About this home

1077 SE 170TH COURT

BEAUTIFUL LAKESIDE RETREAT on the fringe of the Ocala National Forest and only 10 minutes to the Silver Springs State Park where you can spend the day hiking on 5 miles of trails, ride the world famous glass-bottom boats or rent a kayak or a boat. This home has a mature landscaping with a canopy of oak trees shading the property. The wood-burning stone covered fireplace has a hearth and beautiful mantle. Enjoy lots of storage with a bank of linen closets, 2 coat closets in the foyer and walk-in closets in the bedrooms. Greet the morning with an amazing lakeview though the bay windows in the master suite. The ensuite has an abundance of wrap-around cabinetry and a low threshold shower with built-in bench seating. The kitchen has bright white cabinets with a breakfast room overlooking the lake. The Florida room in approx 26' long, has been recently re-modeled and also overlooks the lake. It has a newly built bar, plenty of room for a pool table, a separate area for dining and opens up to a deck for extra seating and a bbq grill Whether you're catching fish, boating on the 44 acre lake or just entertaining family and friends, this home has it all. An added bones: shopping and restaurants only 1 mi away.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,168

Sqft

1.48 ac

Lot size

1989

Year built

One

Levels

$178

Per sqft

WaterfrontFireplace

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationPillar/Post/Pier
FacesWest
ExteriorSliding Doors

Community & fees

Taxes (2025)$2,188/yr

Utilities & systems

UtilitiesElectricity Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,779 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property tax — 2025 actual bill$182
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,475Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,475
Interest rate6.00%
Loan term

Estimated payment

$2,779/mo

Principal & interest$2,266
FHA mortgage insurance (est.)$170
Property taxes (actual bill)$182
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $385K
$260KedgeAI estimate $278,812 · range $270K–$287K$400K

vs edgeAI estimate

+38.1%

$/sqft vs Silver Springs actives

$178 vs $161

Days on market

2 vs 70 typical

Where $178/sqft sits among the 66 Silver Springs actives

26
21 · this home
9
4
1
5
$86–141$141–195$195–250$250–305$305–360$360+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Silver Springs

Get to know Silver Springs. See the full Silver Springs guide →

SILVER SPRINGS 34488 — neighborhood snapshot

Population

11,525

Median age

45.8

Median income

$45,239

Median home value

$75,300

Avg household

2.27

Households w/ children

1,214

For the school run

Marion County School District

ElementaryEast Marion Elementary School★★★★★
ElementaryFort McCoy School★★★★★
HighLake Weir High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Silver Springs market

Seller’s marketBalanced — 6.1 months of inventoryBuyer’s market

$148K → $204K

Silver Springs median sold, yr/yr

94.8%

Sale-to-list ratio (12 mo)

30 of 66

Silver Springs actives have cut their price

Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 285% above the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →

Paper trail

This home's history

Oct 8, 2026Listed at $385,000 · 2 days on market since
1989Built · TRI-LAKES MANOR

Reality check

What actually sold near 1077 SE 170TH COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1081 SE 170TH AVENUESold · May ’26

$250,000

1081 SE 170TH AVENUE · same community

3 bd · 2.5 ba · 1,968 sqft · $127/sqft · 77 DOM

1179 SE 170TH COURTSold · Oct ’25

$360,000

1179 SE 170TH COURT · same community

3 bd · 2 ba · 1,641 sqft · $219/sqft · 149 DOM

1077 SE 170TH COURTSold · Dec ’25

$375,000

1077 SE 170TH COURT

3 bd · 2 ba · 2,168 sqft · $173/sqft · 18 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 1077 SE 170TH COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1077 SE 170TH COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1077 SE 170TH COURT FAQs

What would the monthly payment be for 1077 SE 170TH COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,779/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1077 SE 170TH COURT?+

The most recent tax bill on record (2025) was $2,188. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Silver Springs?+

At $385,000, this home is listed about 98% above the Silver Springs median of $194,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1077 SE 170TH COURT?+

East Marion Elementary School (elementary), Fort McCoy School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$385,000 runs 285% above the SILVER SPRINGS 34488 median — but at 2,168 sqft it's also 67% larger than the typical Silver Springs listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 2 days on market in a Silver Springs market that averages 70 — if it fits, move quickly.

Listing courtesy of FONTANA REALTY · Patti Casey. MLS #OM733521.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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