
8847 SW 104TH CIRCLE, OCALA, FL, 34481
Active2 days on marketListed Oct 9, 2026MLS #OM733598
Come see it
Upcoming open house
Fri, Oct 16
10:00 AM – 1:00 PM
About this home
8847 SW 104TH CIRCLE
Some homes simply have to be experienced—and this extraordinary Ariana is one of them! Beautiful sunsets, peaceful views, and designer touches throughout make this 2020-built home an exceptional opportunity. Built for entertaining and thoughtfully upgraded for everyday comfort, it offers two bedrooms plus a versatile flex room, two beautifully appointed bathrooms, a 3-car tandem garage, and an incredible bonus sunroom—all for less than $400,000! The open living and dining areas flow into a stunning kitchen featuring quartz countertops, stainless steel appliances, and a gorgeous backsplash. From intimate dinners to lively gatherings, this home makes entertaining feel effortless. The split floor plan provides privacy for the primary suite, creating a relaxing retreat with an upgraded en suite bath and a completed California Closet system. The spacious laundry room connects directly to the primary suite and includes a washer and dryer, abundant storage, a large utility sink, and additional California Closet organization. The versatile flex room offers space for a home office, mancave, creative studio, or hobbies. A true standout is the bonus 320-square-foot sunroom with heating and air conditioning, hurricane windows, blinds, and abundant natural light. Create a second living room, game room, craft space, or home office while enjoying peaceful views of open green space and the retention pond. Step outside to the separate screened lanai, where beautiful sunsets provide the backdrop for relaxing evenings overlooking the fenced backyard. The outdoor grilling patio adds another inviting setting for casual meals and gatherings with friends. The 3-car tandem garage includes a 4-foot extension and a Lifestyle garage door screen, providing generous space for vehicles, a golf cart, storage, and projects. A widened driveway and the home’s position farther back on the lot add parking convenience. Located in On Top of the World in Ocala, this home comes with a lifestyle worth celebrating. Enjoy swimming, pickleball, tennis, fitness activities, walking trails, clubs, cards, creative pursuits, and lifelong learning. Golf, dining, entertainment, and community gatherings offer even more ways to enjoy your days and connect with friends. The HOA package adds convenience with lawn care, internet, exterior painting every seven years, roof care for 25 years, trash service, common-area maintenance, community amenities, and HOA-provided insurance coverage. Owners carry their own condo insurance policy—giving you more time to enjoy your home and the Florida lifestyle. Owner financing is available with 50% down, subject to mutually agreed terms. The motivated seller is flexible, creative, and welcomes all offers. BUYER INCENTIVE: Qualified buyers may receive a lender-paid, one-year interest rate buydown—one percentage point below the note rate during the first year—with an eligible Conventional or FHA purchase loan for a primary residence. Ask for complete details and qualification requirements. Photos include actual property photographs and AI-generated, virtually staged images illustrating furnishing possibilities. Virtual furnishings are for illustration. This Ariana is anything but ordinary. Come experience the views, the upgrades, the entertaining spaces, and the exceptional value for yourself. Schedule your private showing today—your next chapter could begin here!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,225
Sqft
0.29 ac
Lot size
2020
Year built
One
Levels
$177
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,491 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,491/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.3%
$/sqft vs ON TOP OF THE WORLD
$177 vs $143
Days on market
2 vs 74 typical
Where $177/sqft sits among the 214 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
102 of 214
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 67% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8847 SW 104TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$390,000
10934 SW 101ST LOOP · same community
2 bd · 2 ba · 2,202 sqft · $177/sqft · 53 DOM
Sold · Dec ’25$385,500
10324 SW 105TH COURT · same community
3 bd · 2.5 ba · 2,297 sqft · $168/sqft · 32 DOM
Sold · Dec ’25$420,000
10325 SW 105TH COURT · same community
3 bd · 3 ba · 2,536 sqft · $166/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8847 SW 104TH CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8847 SW 104TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8847 SW 104TH CIRCLE FAQs
What would the monthly payment be for 8847 SW 104TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,491/mo — principal and interest, the actual property-tax bill, the $491/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8847 SW 104TH CIRCLE?+
The association fee works out to $491 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8847 SW 104TH CIRCLE?+
The most recent tax bill on record (2025) was $4,101. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8847 SW 104TH CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $394,788, this home is listed about 32% above the Ocala median of $299,180. The market section on this page shows how the area is trending.
Which schools are assigned to 8847 SW 104TH CIRCLE?+
West Port High School (high), Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$394,788 runs 67% above the OCALA 34481 median — but at 2,225 sqft it's also 28% larger than the typical Ocala listing.
02Garden & Park/Greenbelt views
The garden and park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Ocala market that averages 74 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of ALL FLORIDA HOMES REALTY LLC · Janet Schrepel. MLS #OM733598.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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