4997 SE 145TH PLACE, SUMMERFIELD, FL, 34491
Active4 days on marketListed Oct 7, 2026MLS #OM733608
About this home
4997 SE 145TH PLACE
A LOT of house for the money! Priced at just $169,900, this 3-bedroom, 2-bath Summerfield home offers more than 1,800 square feet of living space on a generous .35-acre lot, with plenty of room, several important improvements already completed, and an opportunity for the next owner to make it their own. Step inside and you'll immediately notice the spacious floor plan. The oversized living room features a dramatic floor-to-ceiling stone fireplace and opens to a large dining area and kitchen, creating an expansive main living space that's increasingly hard to find at this price point. The kitchen offers abundant cabinetry, generous counter space, and a breakfast bar, while an enclosed porch provides additional flexible living space. The third bathroom has been converted to storage, but water connections remain in case the new owner would like to add it back. Several of the big-ticket items have already been addressed, including a newer metal roof and HVAC system (replaced in 2023), along with updated subflooring and finish flooring in several areas. A whole-home water filtration system (added in 2020) serves the private well. Outside, the .35-acre property offers plenty of breathing room, with a detached storage/workshop building, covered outdoor area, mature trees, and a partially fenced yard. And there's NO HOA! This home presents an appealing opportunity for a buyer who values space and affordability and doesn't mind taking on some cosmetic projects along the way. It's not a freshly remodeled, cookie-cutter house, but that's part of the opportunity: make the improvements you want, on your schedule, and put your own stamp on the property. It could also be an interesting option for an investor looking for a property with additional upside potential. Conveniently located in Summerfield with easy access to US-441/27, CR-42, and The Villages. Priced with its remaining updates in mind and being sold AS-IS. If you've been searching for an affordable home with space, land, and potential, come take a look!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,811
Sqft
0.35 ac
Lot size
1981
Year built
One
Levels
$94
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,359 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,359/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−29.9%
$/sqft vs Summerfield actives
$94 vs $184
Days on market
4 vs 70 typical
Where $94/sqft sits among the 375 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $270K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
174 of 375
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 4997 SE 145TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$212,900
14660 SE 51ST TERRACE · same community
4 bd · 2 ba · 1,588 sqft · $134/sqft · 104 DOM
Sold · Apr ’26$220,000
5075 SE 149TH PLACE · same community
3 bd · 2 ba · 1,456 sqft · $151/sqft · 110 DOM
Sold · Apr ’26$227,500
14940 SE 52ND COURT · same community
3 bd · 2 ba · 1,196 sqft · $190/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4997 SE 145TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4997 SE 145TH PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4997 SE 145TH PLACE FAQs
What would the monthly payment be for 4997 SE 145TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,359/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4997 SE 145TH PLACE?+
The most recent tax bill on record (2025) was $1,489. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Summerfield?+
At $169,900, this home is listed about 41% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4997 SE 145TH PLACE?+
Harbour View Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · John Telford. MLS #OM733608.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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