701 SE 123RD STREET ROAD, OCALA, FL, 34480
Active5 days on marketListed Oct 7, 2026MLS #OM733652
About this home
701 SE 123RD STREET ROAD
Discover the character and beauty of Ocala country living on 4.08 acres in the Westgate community. Situated on a picturesque corner lot among surrounding farms, this distinctive home offers three bedrooms, three bathrooms, and approximately 2,826 square feet of living space. Mature water oaks, open lawn, and a natural wooded backdrop create a beautiful setting with room to enjoy the outdoors. Limestone accents and double entry doors provide a welcoming introduction. Inside, the impressive living room features soaring cathedral ceilings, exposed stained wood beams, and richly finished wood walls. A dramatic wall of windows frames views of the grounds and welcomes natural light, while a towering limestone fireplace anchors this memorable gathering space. The spacious kitchen features granite countertops, custom wood cabinetry, a center island, and generous counter and storage space. The seller reports that the appliances were replaced approximately 18 months ago. The adjoining dining room continues the exposed beam detail, creating an inviting setting for everyday meals and special gatherings. Additional updates include tile flooring installed in the living room, dining room, kitchen, and bathrooms in 2018, and a permitted roof replacement completed in 2016. An enclosed lanai provides additional space overlooking the pool area. The large pool within a screened enclosure offers an opportunity for refurbishment and personalization, while an indoor laundry room and an oversized garage with approximately 754 square feet add everyday convenience and room for storage. Zoned A-1 and located approximately 30 minutes from the World Equestrian Center, this property combines a scenic horse country setting with access to Ocala's equestrian attractions. Explore the possibilities for your equestrian plans, subject to applicable community restrictions. Distinctive architecture, beautiful acreage, and enduring natural character make this Westgate property an inviting opportunity to create your own country retreat.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,826
Sqft
4.01 ac
Lot size
1981
Year built
One
Levels
$251
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,918 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,918/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.2%
$/sqft vs Ocala actives
$251 vs $180
Days on market
5 vs 73 typical
Where $251/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34480 — neighborhood snapshot
Population
23,749
Median age
36.6
Median income
$75,334
Median home value
$248,400
Avg household
2.67
Households w/ children
3,190
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
219 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 137% above the OCALA 34480 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 701 SE 123RD STREET ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$445,000
3141 BRIGHTON ROAD · same community
4 bd · 3 ba · 2,247 sqft · $198/sqft · 102 DOM
Sold · Apr ’26$389,900
5539 WANDERING WILLOW DRIVE · same community
4 bd · 2 ba · 1,828 sqft · $213/sqft · 161 DOM
Sold · Feb ’26$959,900
680 SE 123RD ST ROAD · same community
4 bd · 3.5 ba · 3,980 sqft · $241/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 701 SE 123RD STREET ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 701 SE 123RD STREET ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
701 SE 123RD STREET ROAD FAQs
What would the monthly payment be for 701 SE 123RD STREET ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,918/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 701 SE 123RD STREET ROAD?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 701 SE 123RD STREET ROAD?+
The most recent tax bill on record (2025) was $7,715. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 701 SE 123RD STREET ROAD?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $709,340, this home is listed about 137% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 701 SE 123RD STREET ROAD?+
Shady Hill Elementary School (elementary), Belleview High School (high), Belleview Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$709,340 runs 137% above the OCALA 34480 median — but at 2,826 sqft it's also 62% larger than the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 5 days on market in a Ocala market that averages 73 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of JUDY L. TROUT REALTY · Shannon Brewer. MLS #OM733652.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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