8618 SW 91ST PLACE UNIT D, OCALA, FL, 34481
Active3 days on marketListed Oct 9, 2026MLS #OM733662
About this home
8618 SW 91ST PLACE UNIT D
Welcome to this exceptionally clean and beautifully updated 2-bedroom, 2-bath Philadelphian villa in On Top of the World, offering 1,375 sq. ft. of comfortable, easy-care living. Thoughtfully maintained, this home has many of the improvements buyers are looking for already completed. The updated kitchen features new cabinetry, granite countertops and newer appliances, while updated flooring creates a fresh, cohesive feel throughout. Both bathrooms have been updated, including the shower in the primary bath. The enclosed lanai adds valuable living space, perfect for relaxing, entertaining or creating a comfortable flex space. Just beyond, a screened room overlooking the backyard offers another inviting place to enjoy Florida living. Major improvements include a 2021 roof, 2020 HVAC and 2015 windows, offering added peace of mind. The 1.5-car garage features additional cabinetry for convenient storage, giving you plenty of room to keep things organized. Beyond the home, enjoy everything that makes On Top of the World such a popular 55+ community, with swimming pools, fitness centers, golf, pickleball, tennis, walking trails, clubs, classes, entertainment and plenty of opportunities to stay active and social. Everyday conveniences are close by, too, with Publix, shopping, restaurants, pharmacies, medical offices and healthcare services all easily accessible by golf cart. With so many big-ticket updates already completed, this move-in-ready villa offers a wonderful combination of comfort, convenience and the On Top of the World lifestyle. Move in, settle in and start enjoying it!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,375
Sqft
0.04 ac
Lot size
1
Garage
1990
Year built
One
Levels
$135
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,998 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,998/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.5%
$/sqft vs ON TOP OF THE WORLD
$135 vs $143
Days on market
3 vs 74 typical
Where $135/sqft sits among the 213 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
102 of 213
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8618 SW 91ST PLACE UNIT D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$187,500
2221 SWEDISH DRIVE UNIT 1 · same community
2 bd · 2 ba · 1,370 sqft · $137/sqft · 33 DOM
Sold · Dec ’25$90,000
8552 SW 92ND LANE UNIT C · same community
2 bd · 2 ba · 1,369 sqft · $66/sqft · 88 DOM
Sold · Mar ’26$155,000
2071 AUSTRALIA WAY W UNIT 37 · same community
2 bd · 2 ba · 1,400 sqft · $111/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8618 SW 91ST PLACE UNIT D — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8618 SW 91ST PLACE UNIT D — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8618 SW 91ST PLACE UNIT D FAQs
What would the monthly payment be for 8618 SW 91ST PLACE UNIT D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,998/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8618 SW 91ST PLACE UNIT D?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8618 SW 91ST PLACE UNIT D?+
The most recent tax bill on record (2025) was $2,073. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8618 SW 91ST PLACE UNIT D?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $185,000, this home is listed about 38% below the Ocala median of $299,180. The market section on this page shows how the area is trending.
Which schools are assigned to 8618 SW 91ST PLACE UNIT D?+
West Port High School (high), Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34481 market on paper
$185,000 is 22% below the OCALA 34481 median of $236,900, and at $135/sqft it sits under the Ocala average of $208.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Ocala market that averages 74 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA ADVANTAGE REALTY GROUP · Colleen Skeffington. MLS #OM733662.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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