CENTURY 21 Edge
$699,9994 bd3 ba4,315 sqft$162 /sqft≈$5,187 /mo all-in ↓

2231 SE 25TH STREET, OCALA, FL, 34471

Active3 days on marketListed Oct 9, 2026MLS #OM733771

Private poolSingle Family ResidenceLAUREL WOOD

About this home

2231 SE 25TH STREET

Short Sale. Nearly One Acre of Privacy, Space & Comfort in the Heart of Southeast Ocala! Discover an exceptional opportunity in Laurel Wood, one of SE Ocala’s established neighborhoods, where mature trees, beautifully landscaped properties, and a convenient in-town location create an inviting setting. Situated on a generous 0.99-acre homesite, this impressive 4,315-square-foot, single-story residence offers 4 bedrooms, 2 full baths, 2 half baths, a heated swimming pool, and a rare 4-car attached garage. Built with block-and-stucco construction, the home features a spacious, thoughtfully designed floor plan with soaring cathedral ceilings, expansive living areas, and plenty of room for both everyday comfort and entertaining. The welcoming living room is anchored by a fireplace, while the formal dining room showcases a beautiful arched picture window and generous space for hosting memorable gatherings. The kitchen offers timeless white cabinetry, granite countertops, stainless steel appliances, and a comfortable eat-in dining area. Tile flooring throughout the main living spaces adds practicality, while spacious bedrooms and walk-in closets provide flexibility and storage. Step outside to your own private backyard retreat, where a heated in-ground swimming pool, expansive screened enclosure, and generous covered patio create the perfect setting for year-round Florida living. Whether enjoying a quiet morning overlooking the landscaped grounds, relaxing poolside, or entertaining family and friends, the outdoor space offers endless possibilities. The nearly one-acre property provides an uncommon sense of space and privacy while remaining conveniently located within Ocala's city limits. Additional highlights include a highly desirable 4-car attached garage with ample room for vehicles, hobbies, or additional storage, zoned natural gas heating, an irrigation system supplied by a dedicated sprinkler well, and rain gutters. Laurel Wood offers an established neighborhood atmosphere with sidewalks, mature landscaping, and HOA grounds maintenance included. Ideally positioned just minutes from downtown Ocala, shopping, restaurants, medical facilities, and everyday conveniences, this property delivers the combination of generous living space, outdoor enjoyment, and location that is increasingly difficult to find. An outstanding opportunity to make this spacious SE Ocala property your own. Short sale; all offers and sale terms are subject to lender approval.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

4,315

Sqft

0.99 ac

Lot size

4

Garage

2004

Year built

One

Levels

$162

Per sqft

Private poolFireplacePark/Greenbelt viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Coffered Ceiling(s) · Eating Space In Kitchen · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingNatural Gas · Zoned

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewPark/Greenbelt
FacesSoutheast
ParkingCircular Driveway · Garage Door Opener · Workshop in Garage
ExteriorIrrigation System · Lighting · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$125/mo
Taxes (2025)$10,351/yr
PetsYes
CommunityDeed Restrictions

Utilities & systems

UtilitiesElectricity Connected · Sprinkler Well
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,187 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$863
HOA fee — from the listing$125
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,000
Interest rate6.00%
Loan term

Estimated payment

$5,187/mo

Principal & interest$3,777
PMI (est., until 20% equity)$262
Property taxes (actual bill)$863
HOA / condo fee$125
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $700K
$662KedgeAI estimate $766,681 · range $690K–$808K$840K

vs edgeAI estimate

−8.7%

$/sqft vs Ocala actives

$162 vs $180

Days on market

3 vs 73 typical

Where $162/sqft sits among the 400 Ocala actives

197 · this home
138
24
8
8
25
$125–179$179–234$234–289$289–344$344–399$399+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Get to know Ocala. See the full Ocala guide →

OCALA 34471 — neighborhood snapshot

Population

26,031

Median age

44.2

Median income

$60,283

Median home value

$292,200

Avg household

2.31

Households w/ children

2,491

For the school run

Marion County School District

ElementaryShady Hill Elementary School★★★★★
MiddleLiberty Middle School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller — 4.5 months of inventoryBuyer’s market

$285K → $284K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

224 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 142% above the OCALA 34471 median. See the full Ocala market guide →

Paper trail

This home's history

Oct 9, 2026Listed at $699,999 · 3 days on market since
2004Built · LAUREL WOOD

Reality check

What actually sold near 2231 SE 25TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2131 SE 25TH STREETSold · Mar ’26

$616,000

2131 SE 25TH STREET · same community

3 bd · 3 ba · 3,490 sqft · $177/sqft · 71 DOM

2010 SE 25TH STREETSold · Dec ’25

$740,000

2010 SE 25TH STREET · same community

4 bd · 3 ba · 3,472 sqft · $213/sqft · 178 DOM

2146 SE 25TH LOOPSold · Oct ’25

$630,000

2146 SE 25TH LOOP · same community

4 bd · 3 ba · 3,227 sqft · $195/sqft · 131 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 2231 SE 25TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2231 SE 25TH STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2231 SE 25TH STREET FAQs

What would the monthly payment be for 2231 SE 25TH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,187/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2231 SE 25TH STREET?+

The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2231 SE 25TH STREET?+

The most recent tax bill on record (2025) was $10,351. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2231 SE 25TH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $699,999, this home is listed about 134% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2231 SE 25TH STREET?+

Shady Hill Elementary School (elementary), Liberty Middle School (middle), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$699,999 runs 142% above the OCALA 34471 median — but at 4,315 sqft it's also nearly 2 times the size of the typical Ocala listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 3 days on market in a Ocala market that averages 73 — if it fits, move quickly.

Listing courtesy of GOLDEN OCALA REAL ESTATE INC · Tasha Osbourne. MLS #OM733771.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2231 SE 25TH STREET, OCALA, FL — 4 Bed, 3 Bath — $699,999 | CENTURY 21 Edge