10020 SW 96TH STREET, OCALA, FL, 34481
Active1 days on marketListed Oct 10, 2026MLS #OM733778
About this home
10020 SW 96TH STREET
Live life like you’re on vacation in this flawlessly upgraded two-bedroom, two-bath Oren model designed for effortless comfort and an amazing Florida lifestyle. Located in the Crescent Ridge area of On Top of the World, Ocala’s premier gated 55 plus community known for its resort-style amenities, this beautifully finished home delivers style, convenience, and curb appeal at every turn. Stacked stone accents, lush landscaping, a paver-lined driveway and walkway, and a welcoming covered front porch with a seating area create an inviting first impression. A glass-inset front door opens to the light and bright floor plan featuring an eye-pleasing, neutral color palette with luxury vinyl plank flooring and energy-efficient ceiling fans throughout. The gathering room offers elegant crown molding, an impressive tray ceiling, and a custom mirrored accent wall, adding to the feeling of spaciousness. Glass sliders provide seamless access to the screened-in lanai, creating an easy transition to a comfortable outdoor living area equipped with a TV outlet and an insulated ceiling for year-round enjoyment. Custom blinds provide added privacy, while the adjoining paver patio offers the perfect spot for your barbecue grill. The designer-grade kitchen overlooks the living area and features granite countertops, crisp white soft-close cabinetry with under-cabinet lighting, and a striking tile backsplash. A stainless steel appliance package that includes an upgraded dishwasher and gas range pairs with bar-height seating and a convenient pantry to complete this thoughtfully planned space. The owner’s suite showcases a custom-outfitted walk-in closet and an en suite bathroom highlighted by a double-sink vanity with granite countertops and soft-close cabinetry. The walk-in shower features a full tile surround with a glass tile accent inlay and river rock stone flooring, creating a refined, spa-inspired finish. Visitors will appreciate the upgraded guest bathroom, featuring granite countertops and modern fixtures, while the Aquasure water softener adds an extra layer of comfort and convenience. The two-car garage includes an insulated door, epoxy-coated flooring, additional electrical outlets, a pull-down attic ladder with lit storage, and bike pulleys, creating a highly functional space designed for everyday ease. Kick back and relax or get out and enjoy some activities, as this master planned community is loaded with amenities including 3 golf courses, indoor/outdoor pools, activities, recreation centers, clubs, concerts, dedicated RV parking, Veterans Park, and even golf cart access to nearby shopping centers and Shalom Park. Conveniently located off Hwy 200, OTOW is near multiple shopping centers, banks, restaurants, and medical facilities, and is also located a short drive from the World Equestrian Center.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,342
Sqft
0.13 ac
Lot size
2022
Year built
One
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,801 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,801/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.9%
$/sqft vs Ocala actives
$221 vs $181
Days on market
1 vs 74 typical
Where $221/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $284K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
221 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10020 SW 96TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$322,780
9685 SW 105TH COURT
2 bd · 2 ba · 1,467 sqft · $220/sqft · 4 DOM
Sold · May ’26$470,000
10370 SW 110TH STREET
3 bd · 2 ba · 1,504 sqft · $313/sqft · 62 DOM
Sold · Feb ’26$230,000
11115 SW 107TH PLACE
3 bd · 2 ba · 1,173 sqft · $196/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10020 SW 96TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10020 SW 96TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10020 SW 96TH STREET FAQs
What would the monthly payment be for 10020 SW 96TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,801/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10020 SW 96TH STREET?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10020 SW 96TH STREET?+
The most recent tax bill on record (2025) was $3,201. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10020 SW 96TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $297,000, this home is listed about 1% below the Ocala median of $299,180. The market section on this page shows how the area is trending.
Which schools are assigned to 10020 SW 96TH STREET?+
West Port High School (high), Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER LLC - OCALA · Anthony Alfarone. MLS #OM733778.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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