8960 SW 190TH CIRCLE, DUNNELLON, FL, 34432
Active0 days on marketListed Oct 13, 2026MLS #OM733877
About this home
8960 SW 190TH CIRCLE
Beautiful home located in the desirable Rainbow Springs Country Club community! This inviting 3-bedroom, 2-bath residence features a 2-car garage, a spacious kitchen with abundant cabinetry and elegant granite countertops, and a wonderful layout for everyday living and entertaining. Enjoy Florida living at its finest with an enclosed swimming pool, a large lanai, and an outdoor summer kitchen—perfect for relaxing or hosting family and friends. Residents also enjoy access to the beautiful Rainbow River through a private owners’ park. Experience comfort, outdoor living, and the natural beauty of Rainbow Springs all in one exceptional property!RAINBOW SPRINGS HOA IS ONLY $250.00 PER YEAR AND INCLUDES ACCESS TO THE RAINBOW RIVER, CLUBHOUSE, COMMUNITY POOL, TENNIS COURTS, PICKLEBALL, BILLIARDS ROOM, EXERCISE ROOM, AND MUCH MORE. PRIVATE WELL FOR IRRIGATION SYSTEM.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,693
Sqft
0.26 ac
Lot size
1994
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,473 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,473/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3%
Days on market
0 vs 66 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 8960 SW 190TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8960 SW 190TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8960 SW 190TH CIRCLE FAQs
What would the monthly payment be for 8960 SW 190TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,473/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8960 SW 190TH CIRCLE?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8960 SW 190TH CIRCLE?+
The most recent tax bill on record (2025) was $2,061. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8960 SW 190TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $335,000, this home is listed about 12% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$335,000 runs 35% above the DUNNELLON 34432 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Listed today in a Dunnellon market that averages 66 — if it fits, move quickly.
Listing courtesy of COLDWELL BANKER RIVERLAND RLTY · Glenn Moore. MLS #OM733877.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Dunnellon homes, in your inbox
Like 8960 SW 190TH CIRCLE but not quite? A daily digest of every new listing in Dunnellon — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Kevin to ping you on any price or status change →