18664 SE 21ST PLACE, SILVER SPRINGS, FL, 34488
Active18 days on marketListed Oct 19, 2026MLS #OM734261
About this home
18664 SE 21ST PLACE
Move-in ready 2BR/2BA Silver Springs home on over half an acre, fully fenced, with RV parking, RV dump, and a detached outbuilding with AC and sink. New roof, new A/C, new flooring, and new appliances. Two porches overlook a large, private yard with a double sliding gate for RV, boat, or trailer access. The outbuilding works as a home office, studio, guest space, or potential apartment conversion (buyer to verify permitting and use). Scenic setting near Silver Springs State Park and the Ocala National Forest. Schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
972
Sqft
0.53 ac
Lot size
1967
Year built
One
Levels
$112
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,064 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,064/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.6%
$/sqft vs Silver Springs actives
$112 vs $149
Days on market
18 vs 51 typical
Where $112/sqft sits among the 62 Silver Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silver Springs
Get to know Silver Springs. See the full Silver Springs guide →
SILVER SPRINGS 34488 — neighborhood snapshot
Population
11,447
Median age
48.9
Median income
$43,438
Median home value
$90,300
Avg household
2.24
Households w/ children
1,187
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Silver Springs market
$120K → $132K
Silver Springs median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
29 of 62
Silver Springs actives have cut their price
Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 18664 SE 21ST PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$129,000
2344 SE 175TH TERRACE
2 bd · 1 ba · 960 sqft · $134/sqft · 260 DOM
Sold · Apr ’26$29,000
18569 SE 22ND LANE
3 bd · 1 ba · 984 sqft · $29/sqft · 17 DOM
Sold · Sep ’26$100,000
2067 SE 181ST TERRACE
3 bd · 2 ba · 960 sqft · $104/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 18664 SE 21ST PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18664 SE 21ST PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18664 SE 21ST PLACE FAQs
What would the monthly payment be for 18664 SE 21ST PLACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,064/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18664 SE 21ST PLACE?+
The most recent tax bill on record (2025) was $1,288. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Silver Springs?+
At $109,000, this home is listed about 44% below the Silver Springs median of $194,900. The market section on this page shows how the area is trending.
Which schools are assigned to 18664 SE 21ST PLACE?+
Ocala Springs Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BOFFO REAL ESTATE GROUP LLC · Rachael Lietz. MLS #OM734261.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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