CENTURY 21 Edge
$594,990$599,9903 bd2 ba1,619 sqft$368 /sqft≈$4,523 /mo all-in ↓

415 PENSACOLA DRIVE, LAKE WORTH, FL, 33462

Active12 days on marketListed Oct 26, 2026MLS #OM734407

✦ Priced 16% below the LAKE WORTH 33462 median✦ Reduced $5KSingle Family ResidenceSEMINOLE MANOR 01

About this home

415 PENSACOLA DRIVE

Beautifully updated Lake Worth home with upgrades inside and out. Features include: NEW HVAC UNIT 2024 and DUCT WORK 2024, IMPACT DOORS & WINDOWS 2020, ROOF 2022, luxury vinyl flooring, ceiling fans, soft-close cabinets, and a 2020 WATER HEATER with Thermal Expansion Tank. The fully renovated, air-conditioned garage offers flexible bonus space for a game room, hobby room, or additional living space. Outside, enjoy a fully fenced yard with a new Aluminum Fence, avocado, mango, lemon, and grapefruit trees, plus a 12x10 foot metal pergola-style seating area. A carport, storage shed, and separate tool shed add useful space. Conveniently located near grocery stores, dining, The Shops of Atlantis, Costco, and I-95 with Lake Worth Beach and pier just minutes away. Come see for yourself how this inviting Lake Worth home combines thoughtful upgrades with space to relax and enjoy South Florida living!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,619

Sqft

0.15 ac

Lot size

1959

Year built

One

Levels

$368

Per sqft

Inside

FlooringLuxury Vinyl · Vinyl
AppliancesConvection Oven · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryCorridor Access · Laundry Room · Sink
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock · Slab
FacesSouthwest
ExteriorLighting · Storage

Community & fees

Taxes (2025)$4,748/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Fiber Optics · Public · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,523 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$3,744
PMI (est., until 20% equity)$223
Property tax — 2025 actual bill$396
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,499Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,499
Interest rate7.50%
Loan term

Estimated payment

$4,523/mo

Principal & interest$3,744
PMI (est., until 20% equity)$223
Property taxes (actual bill)$396
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $595K
$470KedgeAI estimate $509,570 · range $490K–$540K$619K

vs edgeAI estimate

+16.8%

Days on market

12 vs 12 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Worth

Get to know Lake Worth. See the full Lake Worth guide →

LAKE WORTH 33462 — neighborhood snapshot

Population

32,495

Median age

42.8

Median income

$72,288

Median home value

$323,600

Avg household

2.53

Households w/ children

3,051

For the school run

Palm Beach County School District

ElementaryStarlight Cove Elementary School★★★★★
MiddleTradewinds Middle School★★★★★
HighSantaluces Community High★★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Worth market

Seller’s marketLeans buyer — 24.0 months of inventoryBuyer’s market

$529K → $255K

Lake Worth median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Lake Worth, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the LAKE WORTH 33462 median. See the full Lake Worth market guide →

Paper trail

This home's history

CurrentPrice reduced to $594,990 ▼ $5K
Oct 26, 2026Listed at $599,990 · 12 days on market since
1959Built · SEMINOLE MANOR 01

Reality check

What actually sold near 415 PENSACOLA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4952 SOUTHARD STREETSold · Sep ’26

$385,000

4952 SOUTHARD STREET

3 bd · 2 ba · 1,386 sqft · $278/sqft · 34 DOM

3947 PENSACOLA DRIVESold · Apr ’26

$255,000

3947 PENSACOLA DRIVE

3 bd · 2 ba · 1,078 sqft · $237/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 415 PENSACOLA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 415 PENSACOLA DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

415 PENSACOLA DRIVE FAQs

What would the monthly payment be for 415 PENSACOLA DRIVE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,523/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 415 PENSACOLA DRIVE?+

The most recent tax bill on record (2025) was $4,748. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 415 PENSACOLA DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Worth?+

At $594,990, this home is listed about 3% above the Lake Worth median of $577,445. The market section on this page shows how the area is trending.

Which schools are assigned to 415 PENSACOLA DRIVE?+

Starlight Cove Elementary School (elementary), Tradewinds Middle School (middle), Santaluces Community High (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · David Coffin. MLS #OM734407.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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