2204 W RILEY DRIVE, CITRUS SPRINGS, FL, 34434
Active21 days on marketListed Oct 22, 2026MLS #OM734461
About this home
2204 W RILEY DRIVE
Under Construction. BRAND-NEW HOME IN CITRUS SPRINGS WITH SPACE, STYLE & DESIRABLE UPGRADES! DON’T MISS THIS LIMITED-TIME SELLER FLEX PROMOTION! Buyers who sign a contract by 5:00 PM on November 28, 2026 and close using a preferred lender may qualify for seller flex funds to apply toward an interest rate buydown, closing costs, and/or prepaid expenses. Seller-paid closing cost assistance is also available with the use of a preferred lender. Take advantage of these valuable incentives and make your new-home dreams a reality! Discover the perfect combination of modern comfort and Florida living in this beautifully designed 1,860-square-foot home in Citrus Springs! Featuring 3 bedrooms, 2 bathrooms, a 2-car garage, and a separate study, this thoughtfully designed floor plan offers the flexibility you need for working from home, entertaining guests, or creating your own personal retreat. Situated on a generous 0.33-acre homesite, there’s plenty of room to enjoy the outdoors and make the space your own! STYLISH FINISHES & UPGRADES INCLUDE: Ceramic tile flooring throughout the home, excluding the bedrooms Granite countertops in the kitchen and bathrooms Stainless steel appliance package, including stove, microwave, and dishwasher Spacious owner’s bathroom featuring a tiled shower with a built-in seat in lieu of a garden tub Convenient mini-blind inserts in the rear door leading to the patio 14' x 10' patio, perfect for enjoying your morning coffee, unwinding outdoors, or entertaining family and friends Separate study offering added versatility for a home office, hobby room, or additional flex space Enjoy the comfort of a thoughtfully designed home with attractive upgrades, a functional layout, and room to enjoy the Florida lifestyle. Whether you're looking for extra space to work from home, room to entertain, or a home with a generous yard, this Citrus Springs property is ready to impress! Don’t miss your opportunity to make this beautiful home yours! Contact us today for more information or to schedule your showing. Home is currently under construction!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,860
Sqft
0.33 ac
Lot size
2
Garage
2026
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,404 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,404/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
$/sqft vs CITRUS SPGS UNIT 23
$163 vs $163
Days on market
21 vs 60 typical
Where $163/sqft sits among the 9 homes for sale in CITRUS SPGS UNIT 23
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
CITRUS SPRINGS 34434 — neighborhood snapshot
Population
11,074
Median age
44.8
Median income
$68,939
Median home value
$238,400
Avg household
2.62
Households w/ children
1,370
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$263K → $262K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
4 of 9
CITRUS SPGS UNIT 23 have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 916% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 2204 W RILEY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$325,000
2143 W HAMPSHIRE BOULEVARD · same community
3 bd · 2 ba · 1,832 sqft · $177/sqft · 117 DOM
Sold · Jun ’26$319,990
2192 W RILEY DRIVE · same community
3 bd · 2 ba · 1,830 sqft · $175/sqft · 10 DOM
Sold · May ’26$282,990
2251 W SWANSON DRIVE · same community
4 bd · 2 ba · 1,829 sqft · $155/sqft · 144 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2204 W RILEY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2204 W RILEY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2204 W RILEY DRIVE FAQs
What would the monthly payment be for 2204 W RILEY DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,404/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2204 W RILEY DRIVE?+
The most recent tax bill on record (2025) was $285. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2204 W RILEY DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Citrus Springs?+
At $303,850, this home is listed about 10% above the Citrus Springs median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2204 W RILEY DRIVE?+
Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS HOMES REALTY INC · Holly Dum. MLS #OM734461.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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