1631 NE 165TH STREET, CITRA, FL, 32113
Active9 days on marketListed Oct 28, 2026MLS #OM734808
About this home
1631 NE 165TH STREET
SELLER MOTIVATED! Ideally situated between Ocala and Gainesville, this charming 5-acre mini-farm offers the perfect blend of peaceful country living, modern updates, and room to make it your own! Thoughtfully designed for those seeking a little more space, the property features a beautifully updated 3-bedroom, 2-bath home, four cross-fenced paddocks, and plenty of opportunities to enjoy the outdoors. Whether you're looking to bring your horses, raise livestock, or simply enjoy the privacy of a country setting, this property has plenty to offer! Inside, the home welcomes you with an open floor plan, abundant natural light, and tasteful farmhouse-inspired finishes throughout. The kitchen features granite countertops, a center island, stainless steel appliances including a gas range, and an attractive tile backsplash. Wood-look ceramic tile flooring flows throughout the home, while the primary suite offers a private en-suite bath with dual sinks and a tiled shower. Both the covered front porch and spacious rear porch feature beautiful cedar tongue-and-groove ceilings, with the rear porch extending onto a wooden deck that provides even more room to relax and take in the surrounding views. Outside, four cross-fenced paddocks are ready for your animals, while an RV hookup with septic adds flexibility for recreational vehicles. Conveniently located between two of North Central Florida's major cities, this inviting mini-farm offers a wonderful opportunity to enjoy country living without feeling far removed from everyday conveniences!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,457
Sqft
5 ac
Lot size
1981
Year built
One
Levels
$445
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,627 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,627/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.5%
$/sqft vs Citra actives
$445 vs $218
Days on market
9 vs 43 typical
Where $445/sqft sits among the 44 Citra actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citra
Get to know Citra. See the full Citra guide →
CITRA 32113 — neighborhood snapshot
Population
5,954
Median age
50.5
Median income
$63,066
Median home value
$167,100
Avg household
2.36
Households w/ children
578
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citra market
$250K → $245K
Citra median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
24 of 44
Citra actives have cut their price
Median sold price, Citra, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 445% above the CITRA 32113 median. See the full Citra market guide →
Paper trail
This home's history
Reality check
What actually sold near 1631 NE 165TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$1,075,000
6037 LAKE ERIE ROAD · same community
4 bd · 3.5 ba · 3,239 sqft · $332/sqft · 11 DOM
Sold · Apr ’26$247,500
17449 NE 17 COURT
4 bd · 2 ba · 1,449 sqft · $171/sqft · 17 DOM
Sold · Apr ’26$255,000
1918 NE 161ST PLACE
3 bd · 2 ba · 1,433 sqft · $178/sqft · 179 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1631 NE 165TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1631 NE 165TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1631 NE 165TH STREET FAQs
What would the monthly payment be for 1631 NE 165TH STREET?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,627/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1631 NE 165TH STREET?+
The most recent tax bill on record (2025) was $1,754. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citra?+
At $648,000, this home is listed about 96% above the Citra median of $329,950. The market section on this page shows how the area is trending.
Which schools are assigned to 1631 NE 165TH STREET?+
North Marion High School (high), North Marion Middle School (middle), Sparr Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SHOWCASE PROPERTIES OF CENTRAL · Laurie Whelpley-Baker PA. MLS #OM734808.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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