2878 NE 164TH LANE, CITRA, FL, 32113
Active9 days on marketListed Oct 29, 2026MLS #OM734870
About this home
2878 NE 164TH LANE
NO HOA! .28 ACRE OF TRANQUALITY! GREAT LOCATION BETWEEN OCALA AND GAINSEVILLE. PRICED TO SELL, DON'T MISS OUT ON THIS OPPORTUNITY TO OWN A PEICE OF PARADISE.
Facts & features
The home at a glance
0.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$320 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$320/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Citra
Get to know Citra. See the full Citra guide →
CITRA 32113 — neighborhood snapshot
Population
5,954
Median age
50.5
Median income
$63,066
Median home value
$167,100
Avg household
2.36
Households w/ children
578
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citra market
$250K → $245K
Citra median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
Median sold price, Citra, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% below the CITRA 32113 median. See the full Citra market guide →
Paper trail
This home's history
Reality check
What actually sold near 2878 NE 164TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$77,500
2860 NE 163RD LANE · same community
2 bd · 1 ba · 672 sqft · $115/sqft · 104 DOM
Sold · May ’26$95,000
2958 NE 161ST PLACE · same community
3 bd · 2 ba · 926 sqft · $103/sqft · 71 DOM
Sold · May ’26$98,000
3055 NE 161ST STREET · same community
3 bd · 2 ba · 1,216 sqft · $81/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2878 NE 164TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2878 NE 164TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2878 NE 164TH LANE FAQs
What would the monthly payment be for 2878 NE 164TH LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $320/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2878 NE 164TH LANE?+
The most recent tax bill on record (2024) was $82. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citra?+
At $21,000, this home is listed about 94% below the Citra median of $329,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2878 NE 164TH LANE?+
North Marion High School (high), North Marion Middle School (middle), Sparr Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GLOBALWIDE REALTY LLC · Dawn Morgan. MLS #OM734870.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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