CENTURY 21 Edge
$14,500≈$285 /mo all-in ↓

TBD SE 1 LANE, SILVER SPRINGS, FL, 34488

Active3 days on marketListed Nov 4, 2026MLS #OM735073

✦ Priced 85% below the SILVER SPRINGS 34488 medianOAK RDG

About this home

TBD SE 1 LANE

Beautiful vacant lot zoned R-4 allowing for site built or manufactured homes. Ready for new owner for future home site or buy for the future. Lot includes chain link fencing and is partially cleared and ready to go. Silver Springs, Florida is most known for the beautiful Silver Springs and river that flows approx 5 miles before reaching the Ocklawaha River. Silver Springs State Park is one of Florida's first tourist attractions, the springs drew visitors even before the U.S Civil war, Glass Bottom boat tours have been a popular way to see the 242-acre (98 ha) complex. Relax and explore the real Florida paddling in Silver Springs State Park. Spend a couple of hours paddling along the tree-shaded Fort King Waterway and discovering the springs on the Silver River. Or journey five miles from Silver Springs to Ray Wayside Park. Silver Springs community is part of the Ocala Metropolitan area. Silver Springs includes many restaurants with variety of flavors for all, shopping opportunities from big box stores to local merchants and many outdoor activities including trails, biking and more.

Facts & features

The home at a glance

0.29 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesNorth

Community & fees

Taxes (2025)$233/yr

Utilities & systems

UtilitiesCable Available · Electrical Nearby · Water Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$285 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$100
FHA mortgage insurance (est.)$6
Property tax — 2025 actual bill$19
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $508Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $508
Interest rate7.50%
Loan term

Estimated payment

$285/mo

Principal & interest$100
FHA mortgage insurance (est.)$6
Property taxes (actual bill)$19
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Where it sits

Inside Silver Springs

Get to know Silver Springs. See the full Silver Springs guide →

SILVER SPRINGS 34488 — neighborhood snapshot

Population

11,447

Median age

48.9

Median income

$43,438

Median home value

$90,300

Avg household

2.24

Households w/ children

1,187

For the school run

Marion County School District

ElementaryOcala Springs Elementary School★★★★★
MiddleFort King Middle School★★★★★
HighVanguard High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Silver Springs market

Seller’s marketBalanced — 5.2 months of inventoryBuyer’s market

$120K → $132K

Silver Springs median sold, yr/yr

94.3%

Sale-to-list ratio (12 mo)

Median sold price, Silver Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 85% below the SILVER SPRINGS 34488 median. See the full Silver Springs market guide →

Paper trail

This home's history

Nov 4, 2026Listed at $14,500 · 3 days on market since

Reality check

What actually sold near TBD SE 1 LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16905 SE 3RD PLACESold · Feb ’26

$75,000

16905 SE 3RD PLACE · same community

1 bd · 1 ba · 672 sqft · $112/sqft · 103 DOM

16930 SE 1ST LANESold · Sep ’26

$95,000

16930 SE 1ST LANE · same community

4 bd · 3 ba · 2,114 sqft · $45/sqft · 143 DOM

17461 SE 10TH STREETSold · May ’26

$33,000

17461 SE 10TH STREET

2 bd · 1 ba · 480 sqft · $69/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about TBD SE 1 LANE — start here.

CallText
john@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for TBD SE 1 LANE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

TBD SE 1 LANE FAQs

What would the monthly payment be for TBD SE 1 LANE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $285/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on TBD SE 1 LANE?+

The most recent tax bill on record (2025) was $233. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Silver Springs?+

At $14,500, this home is listed about 93% below the Silver Springs median of $194,900. The market section on this page shows how the area is trending.

Which schools are assigned to TBD SE 1 LANE?+

Ocala Springs Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SILVER SPRINGS 34488 market on paper

$14,500 is 85% below the SILVER SPRINGS 34488 median of $96,750.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 3 days on market in a Silver Springs market that averages 51 — if it fits, move quickly.

Keep looking

Similar homes nearby

TBD LOT 52 and 54 SE 1ST LANE

$35,000

TBD LOT 52 and 54 SE 1ST LANE, SILVER SPRINGS

16789 SE 8TH PLACE

$117,000

16789 SE 8TH PLACE, SILVER SPRINGS

2 bd · 1 ba · 872 sqft

16865 SE 3RD PLACE

$120,000

16865 SE 3RD PLACE, SILVER SPRINGS

Listing courtesy of ROUNTREE REALTY CORP. · Duke Rountree. MLS #OM735073.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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