
881 NE 140TH STREET, CITRA, FL, 32113
Active4 days on marketListed Nov 2, 2026MLS #OM735095
About this home
881 NE 140TH STREET
PRIVATE 3-ACRE RETREAT WITH POOL, POLE BARN & ENDLESS POSSIBILITIES! Tucked away on a peaceful flag lot in Citra, Florida, this fully fenced 3-acre property offers privacy, space, and an impressive collection of improvements already in place. Whether you're looking for a quiet country getaway, room for your recreational vehicles and equipment, or the perfect setting to build your dream home, this property offers a unique opportunity to enjoy country living without starting from scratch. One of the property's standout features is the beautiful inground swimming pool, installed in 2006, featuring an 8-foot deep end and a lounging shelf perfect for relaxing on warm Florida days. The surrounding outdoor area is designed for entertaining, complete with a spacious 20' x 20' gazebo, paver decking, and a paver fire pit area where you can gather with family and friends under the stars. For those needing space for equipment, hobbies, or storage, the property offers a substantial 32' x 48' pole barn with a concrete floor and two RV hookups. One 30-amp and one 50-amp. Two additional outbuildings provide even more flexibility, including a 14' x 12' storage building and a 16' x 30' building, both equipped with electricity and concrete floors. Property also features two separate electric meters, each providing 200-amp service. A working well and septic system are already in place, adding to the property's existing infrastructure. An existing 1988 manufactured home with additions is located on the property; however, the listing price reflects the value of the land and improvements only, with no value being assigned to the home. This creates an opportunity for buyers interested in building a new residence while taking advantage of the numerous improvements already established. Accessed by a dirt road and situated toward the back of a flag lot, the property offers a secluded setting surrounded by the peace and quiet of rural Florida. Despite its private location, you're conveniently situated between Ocala and Gainesville, with Interstate 75 approximately 15 minutes away, providing easy access north or south. With 3 fully fenced acres, an inground pool, multiple outbuildings, RV accommodations, and established utilities, this property offers a head start on creating your ideal country retreat. Bring your vision and discover the possibilities!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,362
Sqft
3 ac
Lot size
1988
Year built
One
Levels
$154
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,909 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,909/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+112.4%
$/sqft vs Citra actives
$154 vs $218
Days on market
4 vs 43 typical
Where $154/sqft sits among the 48 Citra actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citra
Get to know Citra. See the full Citra guide →
CITRA 32113 — neighborhood snapshot
Population
5,954
Median age
50.5
Median income
$63,066
Median home value
$167,100
Avg household
2.36
Households w/ children
578
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citra market
$250K → $245K
Citra median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
24 of 48
Citra actives have cut their price
Median sold price, Citra, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% above the CITRA 32113 median. See the full Citra market guide →
Paper trail
This home's history
Reality check
What actually sold near 881 NE 140TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$149,000
1875 NE 128TH PLACE
3 bd · 2 ba · 1,248 sqft · $119/sqft · 58 DOM
Sold · Oct ’26$700,000
14854 NE JACKSONVILLE ROAD
3 bd · 1 ba · 1,232 sqft · $568/sqft · 61 DOM
Sold · Nov ’25$250,000
13929 NE JACKSONVILLE ROAD
3 bd · 2 ba · 1,556 sqft · $161/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 881 NE 140TH STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 881 NE 140TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
881 NE 140TH STREET FAQs
What would the monthly payment be for 881 NE 140TH STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,909/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 881 NE 140TH STREET?+
The most recent tax bill on record (2025) was $2,576. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citra?+
At $210,000, this home is listed about 36% below the Citra median of $329,950. The market section on this page shows how the area is trending.
Which schools are assigned to 881 NE 140TH STREET?+
North Marion High School (high), North Marion Middle School (middle), Sparr Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$210,000 runs 76% above the CITRA 32113 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 4 days on market in a Citra market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of HOMES TO RANCHES REALTY INC · Amy Lord. MLS #OM735095.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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