5028 E HIGHWAY 316, CITRA, FL, 32113
Active2 days on marketListed Nov 4, 2026MLS #OM735137
About this home
5028 E HIGHWAY 316
FULLY RENOVATED, RE-PIPED, and ready for you to move right in. A PASSING 4-POINT INSPECTION and SURVEY are available. This beautiful 3-bedroom, 2-bath home is fresh, clean, and modern with HARD FLOORS throughout, fresh paint, and modern fixtures. A well water treatment system has already been installed. The SPLIT FLOOR PLAN provides privacy, the FIREPLACE creates a cozy gathering place, and the LARGE SCREENED BACK PORCH is the perfect spot to take in the beauty of the property. You'll feel like you're living in your own private NATURE preserve. Set on 3 ACRES with A1 ZONING, this property offers a wonderful combination of open, usable land and beautiful mature woods. Approximately half of the acreage remains wooded, with a maze of WALKING TRAILS winding among ancient towering oak trees, fruit trees, and flowering bushes. There's plenty of room for animals, gardening, equipment, and outdoor hobbies. The impressive 25×25 HURRICANE-RATED METAL BUILDING sits on a concrete slab with ROLL-UP BAY DOORS and 220V POWER. A separate 12×24 WORKSHOP and additional storage buildings provide even more flexibility. The property is FULLY FENCED AND CROSS-FENCED. Enjoy the comfort of a beautifully renovated home, the practicality of exceptional outbuildings, and the privacy of your own wooded retreat—all in one special property. Elevations certificate also available. Come see it before someone else gets to call it home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,512
Sqft
3 ac
Lot size
2
Garage
1988
Year built
One
Levels
$212
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,584 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,584/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.1%
$/sqft vs Citra actives
$212 vs $218
Days on market
2 vs 43 typical
Where $212/sqft sits among the 49 Citra actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citra
Get to know Citra. See the full Citra guide →
CITRA 32113 — neighborhood snapshot
Population
5,954
Median age
50.5
Median income
$63,066
Median home value
$167,100
Avg household
2.36
Households w/ children
578
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citra market
$250K → $245K
Citra median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
24 of 49
Citra actives have cut their price
Median sold price, Citra, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 169% above the CITRA 32113 median. See the full Citra market guide →
Paper trail
This home's history
Reality check
What actually sold near 5028 E HIGHWAY 316
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$340,000
13767 NE 47TH AVENUE
3 bd · 2 ba · 1,513 sqft · $225/sqft · 199 DOM
Sold · Sep ’26$428,000
14366 NE 42ND TERRACE
3 bd · 2 ba · 1,530 sqft · $280/sqft · 54 DOM
Sold · Oct ’26$28,000
15123 NE 38TH COURT
3 bd · 2 ba · 1,568 sqft · $18/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5028 E HIGHWAY 316 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5028 E HIGHWAY 316 — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5028 E HIGHWAY 316 FAQs
What would the monthly payment be for 5028 E HIGHWAY 316?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,584/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5028 E HIGHWAY 316?+
The most recent tax bill on record (2025) was $1,021. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citra?+
At $320,000, this home is listed about 3% below the Citra median of $329,950. The market section on this page shows how the area is trending.
Which schools are assigned to 5028 E HIGHWAY 316?+
North Marion High School (high), North Marion Middle School (middle), Sparr Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$320,000 runs 169% above the CITRA 32113 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Citra market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Holly Alfery Beard. MLS #OM735137.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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