22110 NE 77TH TERRACE ROAD, CITRA, FL, 32113
Active1 days on marketListed Nov 5, 2026MLS #OM735209
About this home
22110 NE 77TH TERRACE ROAD
BRAND NEW CONSTRUCTION ON 15.44 ACRES IN CITRA! Completed in 2026, this stunning 3-bedroom, 2-bathroom home with a dedicated office is anything but ordinary! From the moment you walk through the door, the soaring cathedral-style ceilings and exposed wood beams make an unforgettable first impression. The dramatic roofline, expansive windows, and open-concept design create a bright, airy living space filled with character. A beautiful custom stone fireplace anchors the living room, while the kitchen makes a statement of its own with an oversized island, stone countertops, two-tone cabinetry, and elegant gold accents. The primary suite features a beautifully designed bathroom with dual vanities, a freestanding soaking tub, and a spacious tiled walk-in shower. Two additional bedrooms, a full guest bathroom, and a dedicated office provide plenty of flexibility for everyday living. And then there's the land! Situated on 15.44 acres in Citra and zoned A-1 for agriculture, this property offers endless possibilities for those looking to enjoy a little more space and a slower pace of life. Whether you've been dreaming of a hobby farm, a homestead, or simply having acreage to call your own, there's room to bring that vision to life. With its distinctive architecture, thoughtfully selected finishes, and beautiful rural surroundings, this is country living with a modern twist!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,150
Sqft
15.44 ac
Lot size
2026
Year built
One
Levels
$419
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,404 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,404/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Citra
Get to know Citra. See the full Citra guide →
CITRA 32113 — neighborhood snapshot
Population
5,954
Median age
50.5
Median income
$63,066
Median home value
$167,100
Avg household
2.36
Households w/ children
578
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citra market
$250K → $245K
Citra median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
Median sold price, Citra, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 656% above the CITRA 32113 median. See the full Citra market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 22110 NE 77TH TERRACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 22110 NE 77TH TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
22110 NE 77TH TERRACE ROAD FAQs
What would the monthly payment be for 22110 NE 77TH TERRACE ROAD?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,404/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 22110 NE 77TH TERRACE ROAD?+
The most recent tax bill on record (2025) was $2,920. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Citra?+
At $899,900, this home is listed about 173% above the Citra median of $329,950. The market section on this page shows how the area is trending.
Which schools are assigned to 22110 NE 77TH TERRACE ROAD?+
North Marion High School (high), North Marion Middle School (middle), Sparr Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CRYSTAL SNOOK REAL ESTATE · Ashley Sexton. MLS #OM735209.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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