2119 W PATTERSON STREET, LAKELAND, FL, 33815
Active394 days on marketListed Jul 18, 2025MLS #P4935554
About this home
2119 W PATTERSON STREET
NO HOA! Charming 4BR 1BA single-family cottage located on a spacious 0.16 acre corner lot in Lakeland, FL offering both comfort and convenience with the possibility of short term rental. With four well-sized bedrooms, this home provides exceptional flexibility. Perfect for a large family, multi-generational living, or rental income potential. This home features a bonus room, open parking, fully screened front and back porches, an indoor laundry room, on a corner lot. It is in a great location minutes away from Downtown Lakeland, ideally situated near major roads such as I-4, Hwy 92, and the Polk Parkway (570) nearby restaurants, schools, grocery stores, schools, shopping centers, and near many main roads; perfect for commuting to work or visiting nearby cities. The expansive yard gives you all the space you need to bring your toys, vehicles, RVs, or boats. Whether you're a first-time buyer or savvy investor, this centrally located gem delivers comfort, space, and freedom with downright incredible value. Seller financing and private financing available. Do NOT wait, this opportunity won’t last long!
Facts & features
The home at a glance
4
Bedrooms
1
Bathrooms
1,200
Sqft
0.16 ac
Lot size
1964
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,756 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,756/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.8%
$/sqft vs Lakeland actives
$192 vs $193
Days on market
394 vs 45 typical
Where $192/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winston
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Winston — neighborhood snapshot
Population
10,023
Median age
47
Median income
$45,211
Median home value
$79,754
Avg household
2
Households w/ children
920
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $325K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
223 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% above the LAKELAND 33815 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 2119 W PATTERSON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$820,000
19006 SW 307th St, Homestead FL 33030 · same community
4 bd · 3 ba · 2,571 sqft · $319/sqft · 104 DOM
Sold · Nov ’25$85,000
2115 W HANCOCK STREET
3 bd · 2 ba · 1,254 sqft · $68/sqft · 8 DOM
Sold · Aug ’25$99,000
2502 SEA OATS CIRCLE S
3 bd · 2 ba · 1,296 sqft · $76/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2119 W PATTERSON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2119 W PATTERSON STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2119 W PATTERSON STREET FAQs
What would the monthly payment be for 2119 W PATTERSON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,756/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2119 W PATTERSON STREET?+
The most recent tax bill on record (2024) was $1,686. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $230,000, this home is listed about 32% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2119 W PATTERSON STREET?+
Jesse Keen Elementary School (elementary), Kathleen Senior High School (high), Sleepy Hill Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$230,000 runs 19% above the LAKELAND 33815 median.
02City & Garden & Trees/Woods views
The city and garden and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
394 days on market against a Lakeland median of 45 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $240,000, now $230,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HUT REALTY, LLC · Daniel Hut. MLS #P4935554.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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